How have SBA loans in Other Personal and Household Goods Repair and Maintenance turned out?
Of 2,402 loans approved in fiscal 2000 to 2021 (at least five years old), 418 (17.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Other Personal and Household Goods Repair and Maintenance appears on 3,111 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $499.4 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Personal and Household Goods Repair and MaintenanceIndustry NAICS 811490 · 3,111 loans
17%of seasoned loans charged off
Other Personal and Household Goods Repair and Maintenance appears on 3,111 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $499.4 million in gross approvals.
Of 2,402 loans approved in fiscal 2000 to 2021 (at least five years old), 418 (17.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
16
$2.0 million
16
0
0
0.0%
FY2001
60
$6.2 million
49
11
0
18.3%
FY2002
78
$8.3 million
69
9
0
11.5%
FY2003
124
$7.7 million
96
28
0
22.6%
FY2004
127
$8.4 million
98
28
1
22.0%
FY2005
171
$12.1 million
127
44
0
25.7%
FY2006
230
$13.6 million
141
87
2
37.8%
FY2007
236
$15.2 million
148
87
1
36.9%
FY2008
141
$13.2 million
99
41
1
29.1%
FY2009
84
$8.2 million
72
10
2
11.9%
FY2010
80
$9.6 million
75
4
1
5.0%
FY2011
85
$13.7 million
70
9
6
10.6%
FY2012
74
$12.8 million
68
4
2
5.4%
FY2013
73
$11.1 million
64
4
5
5.5%
FY2014
89
$13.5 million
79
6
4
6.7%
FY2015
122
$18.0 million
108
8
6
6.6%
FY2016
130
$27.0 million
114
6
10
4.6%
FY2017
96
$13.3 million
70
10
16
10.4%
FY2018
130
$29.4 million
80
13
37
10.0%
FY2019
88
$20.8 million
56
2
30
2.3%
FY2020
88
$16.5 million
51
4
33
4.5%
FY2021
80
$27.2 million
33
3
44
3.8%
FY2022
89
$28.8 million
29
3
57
too recent for a share
FY2023
138
$41.1 million
26
7
105
too recent for a share
FY2024
198
$41.8 million
27
2
169
too recent for a share
FY2025
175
$47.2 million
7
1
167
too recent for a share
FY2026
109
$32.6 million
1
0
108
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
276
56
20.3%
Florida
216
43
19.9%
Texas
167
33
19.8%
New York
120
23
19.2%
Ohio
108
15
13.9%
Minnesota
89
9
10.1%
Pennsylvania
88
21
23.9%
Washington
83
13
15.7%
Massachusetts
82
9
11.0%
Illinois
68
18
26.5%
Michigan
67
8
11.9%
Arizona
61
11
18.0%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.