How have SBA loans in Other Miscellaneous Nondurable Goods Merchant Wholesalers turned out?
Of 3,542 loans approved in fiscal 2003 to 2021 (at least five years old), 656 (18.5%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Other Miscellaneous Nondurable Goods Merchant Wholesalers appears on 4,192 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $1.8 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Miscellaneous Nondurable Goods Merchant Wholesalers appears on 4,192 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $1.8 billion in gross approvals.
Of 3,542 loans approved in fiscal 2003 to 2021 (at least five years old), 656 (18.5%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2003
128
$18.8 million
105
23
0
18.0%
FY2004
226
$39.9 million
180
45
1
19.9%
FY2005
286
$44.3 million
196
90
0
31.5%
FY2006
309
$47.3 million
182
127
0
41.1%
FY2007
329
$39.6 million
176
151
2
45.9%
FY2008
183
$28.8 million
125
57
1
31.1%
FY2009
102
$31.2 million
82
18
2
17.6%
FY2010
141
$62.4 million
127
12
2
8.5%
FY2011
191
$83.3 million
170
15
6
7.9%
FY2012
176
$62.3 million
163
11
2
6.3%
FY2013
190
$82.0 million
172
14
4
7.4%
FY2014
194
$112.2 million
171
12
11
6.2%
FY2015
203
$102.9 million
180
13
10
6.4%
FY2016
175
$104.6 million
153
13
9
7.4%
FY2017
199
$116.4 million
147
17
35
8.5%
FY2018
156
$78.7 million
112
13
31
8.3%
FY2019
125
$80.3 million
71
13
41
10.4%
FY2020
89
$58.3 million
56
7
26
7.9%
FY2021
140
$141.9 million
75
5
60
3.6%
FY2022
109
$102.1 million
43
7
59
too recent for a share
FY2023
130
$105.2 million
31
8
91
too recent for a share
FY2024
172
$73.8 million
17
3
152
too recent for a share
FY2025
155
$90.4 million
8
1
146
too recent for a share
FY2026
84
$55.4 million
2
0
82
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2003 to 2021)
Charged off
Share
California
928
171
18.4%
New York
360
87
24.2%
Florida
279
82
29.4%
Texas
222
36
16.2%
New Jersey
198
34
17.2%
Illinois
123
36
29.3%
Ohio
92
9
9.8%
Massachusetts
90
12
13.3%
Pennsylvania
83
12
14.5%
Georgia
83
19
22.9%
Michigan
82
15
18.3%
Minnesota
73
10
13.7%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.