How have SBA loans in Other Miscellaneous Durable Goods Merchant Wholesalers turned out?
Of 4,280 loans approved in fiscal 2003 to 2021 (at least five years old), 822 (19.2%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Other Miscellaneous Durable Goods Merchant Wholesalers appears on 5,178 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $2.2 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Miscellaneous Durable Goods Merchant Wholesalers appears on 5,178 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $2.2 billion in gross approvals.
Of 4,280 loans approved in fiscal 2003 to 2021 (at least five years old), 822 (19.2%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2003
45
$7.2 million
32
12
1
26.7%
FY2004
196
$26.0 million
157
38
1
19.4%
FY2005
354
$45.2 million
246
108
0
30.5%
FY2006
540
$59.2 million
338
202
0
37.4%
FY2007
403
$52.5 million
206
197
0
48.9%
FY2008
211
$35.9 million
133
76
2
36.0%
FY2009
170
$49.8 million
143
27
0
15.9%
FY2010
167
$50.1 million
153
14
0
8.4%
FY2011
243
$107.3 million
226
14
3
5.8%
FY2012
190
$76.0 million
170
11
9
5.8%
FY2013
212
$97.5 million
191
13
8
6.1%
FY2014
206
$93.8 million
180
18
8
8.7%
FY2015
237
$126.8 million
203
16
18
6.8%
FY2016
197
$137.4 million
166
15
16
7.6%
FY2017
198
$121.7 million
158
16
24
8.1%
FY2018
222
$121.8 million
157
19
46
8.6%
FY2019
154
$81.2 million
95
11
48
7.1%
FY2020
152
$124.2 million
87
10
55
6.6%
FY2021
183
$176.4 million
97
5
81
2.7%
FY2022
153
$114.0 million
39
14
100
too recent for a share
FY2023
190
$119.1 million
36
13
141
too recent for a share
FY2024
254
$163.7 million
38
1
215
too recent for a share
FY2025
194
$159.2 million
5
0
189
too recent for a share
FY2026
107
$85.6 million
0
0
107
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2003 to 2021)
Charged off
Share
California
846
151
17.8%
New York
457
134
29.3%
Florida
425
141
33.2%
Texas
237
28
11.8%
New Jersey
221
54
24.4%
Illinois
186
48
25.8%
Ohio
158
13
8.2%
Georgia
144
32
22.2%
Pennsylvania
141
22
15.6%
Minnesota
120
10
8.3%
Michigan
101
29
28.7%
Washington
95
10
10.5%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.