How have SBA loans in Other Individual and Family Services turned out?
Of 1,030 loans approved in fiscal 2000 to 2021 (at least five years old), 148 (14.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Other Individual and Family Services appears on 1,479 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $255.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Individual and Family ServicesIndustry NAICS 624190 · 1,479 loans
14%of seasoned loans charged off
Other Individual and Family Services appears on 1,479 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $255.3 million in gross approvals.
Of 1,030 loans approved in fiscal 2000 to 2021 (at least five years old), 148 (14.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
5
$962,500
5
0
0
few loans
FY2001
14
$2.4 million
13
1
0
7.1%
FY2002
16
$2.1 million
13
3
0
18.8%
FY2003
53
$2.8 million
40
13
0
24.5%
FY2004
37
$3.2 million
31
6
0
16.2%
FY2005
69
$9.1 million
56
13
0
18.8%
FY2006
70
$4.2 million
45
24
1
34.3%
FY2007
95
$7.1 million
70
24
1
25.3%
FY2008
63
$5.7 million
51
11
1
17.5%
FY2009
45
$4.7 million
37
8
0
17.8%
FY2010
38
$2.7 million
35
3
0
7.9%
FY2011
44
$5.6 million
40
3
1
6.8%
FY2012
29
$5.1 million
27
2
0
6.9%
FY2013
25
$5.6 million
23
2
0
8.0%
FY2014
33
$3.4 million
28
4
1
12.1%
FY2015
57
$11.2 million
50
4
3
7.0%
FY2016
51
$7.9 million
44
2
5
3.9%
FY2017
56
$8.8 million
39
7
10
12.5%
FY2018
60
$6.8 million
47
4
9
6.7%
FY2019
68
$12.7 million
47
7
14
10.3%
FY2020
40
$9.9 million
23
1
16
2.5%
FY2021
62
$15.7 million
17
6
39
9.7%
FY2022
72
$23.2 million
20
5
47
too recent for a share
FY2023
117
$28.1 million
22
3
92
too recent for a share
FY2024
112
$27.1 million
16
4
92
too recent for a share
FY2025
88
$21.1 million
2
0
86
too recent for a share
FY2026
60
$18.2 million
0
0
60
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
127
27
21.3%
Texas
75
23
30.7%
Pennsylvania
54
1
1.8%
Ohio
45
4
8.9%
New York
45
7
15.6%
Utah
41
8
19.5%
Illinois
36
8
22.2%
Florida
32
6
18.8%
Minnesota
31
1
3.2%
Maryland
30
7
23.3%
Washington
30
5
16.7%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.