How have SBA loans in Other Grocery and Related Products Merchant Wholesalers turned out?
Of 2,252 loans approved in fiscal 2003 to 2021 (at least five years old), 415 (18.4%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Other Grocery and Related Products Merchant Wholesalers appears on 2,780 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $850.2 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Grocery and Related Products Merchant WholesalersIndustry NAICS 424490 · 2,780 loans
18%of seasoned loans charged off
Other Grocery and Related Products Merchant Wholesalers appears on 2,780 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $850.2 million in gross approvals.
Of 2,252 loans approved in fiscal 2003 to 2021 (at least five years old), 415 (18.4%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2003
92
$5.9 million
76
16
0
17.4%
FY2004
156
$21.6 million
115
41
0
26.3%
FY2005
204
$20.4 million
138
66
0
32.4%
FY2006
224
$25.9 million
129
95
0
42.4%
FY2007
158
$18.1 million
114
44
0
27.8%
FY2008
99
$19.9 million
65
34
0
34.3%
FY2009
58
$12.9 million
46
11
1
19.0%
FY2010
89
$21.7 million
81
8
0
9.0%
FY2011
103
$38.1 million
89
12
2
11.7%
FY2012
108
$33.8 million
98
7
3
6.5%
FY2013
99
$36.7 million
87
7
5
7.1%
FY2014
112
$33.5 million
103
8
1
7.1%
FY2015
103
$35.8 million
92
8
3
7.8%
FY2016
113
$39.6 million
101
8
4
7.1%
FY2017
126
$35.5 million
102
12
12
9.5%
FY2018
125
$40.9 million
94
18
13
14.4%
FY2019
106
$39.8 million
67
14
25
13.2%
FY2020
71
$35.6 million
45
3
23
4.2%
FY2021
106
$70.6 million
60
3
43
2.8%
FY2022
88
$50.6 million
23
6
59
too recent for a share
FY2023
122
$55.2 million
28
7
87
too recent for a share
FY2024
121
$45.3 million
13
5
103
too recent for a share
FY2025
119
$69.6 million
5
0
114
too recent for a share
FY2026
78
$43.2 million
0
0
78
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2003 to 2021)
Charged off
Share
California
415
78
18.8%
New York
266
70
26.3%
Florida
140
44
31.4%
Texas
126
13
10.3%
New Jersey
114
25
21.9%
Illinois
106
15
14.1%
Massachusetts
80
16
20.0%
Ohio
70
13
18.6%
Pennsylvania
69
13
18.8%
Washington
66
3
4.5%
Minnesota
56
6
10.7%
Michigan
53
10
18.9%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.