How have SBA loans in "Other Foundation, Structure, and Building Exterior Contractors" turned out?
Of 1,600 loans approved in fiscal 2003 to 2021 (at least five years old), 244 (15.3%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. "Other Foundation, Structure, and Building Exterior Contractors" appears on 2,038 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $393.8 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
"Other Foundation, Structure, and Building Exterior Contractors"Industry NAICS 238190 · 2,038 loans
15%of seasoned loans charged off
"Other Foundation, Structure, and Building Exterior Contractors" appears on 2,038 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $393.8 million in gross approvals.
Of 1,600 loans approved in fiscal 2003 to 2021 (at least five years old), 244 (15.3%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2003
45
$5.4 million
36
9
0
20.0%
FY2004
86
$7.4 million
66
20
0
23.3%
FY2005
114
$7.4 million
92
22
0
19.3%
FY2006
149
$9.2 million
115
33
1
22.1%
FY2007
171
$9.8 million
112
57
2
33.3%
FY2008
107
$9.2 million
82
25
0
23.4%
FY2009
67
$8.3 million
51
16
0
23.9%
FY2010
53
$8.0 million
47
6
0
11.3%
FY2011
63
$14.8 million
54
9
0
14.3%
FY2012
65
$9.2 million
61
4
0
6.2%
FY2013
46
$9.5 million
39
5
2
10.9%
FY2014
85
$15.4 million
77
5
3
5.9%
FY2015
92
$11.6 million
86
3
3
3.3%
FY2016
101
$22.7 million
88
10
3
9.9%
FY2017
76
$15.1 million
63
4
9
5.3%
FY2018
76
$16.1 million
61
3
12
3.9%
FY2019
78
$16.9 million
56
7
15
9.0%
FY2020
58
$16.0 million
38
4
16
6.9%
FY2021
68
$28.6 million
36
2
30
2.9%
FY2022
64
$20.7 million
20
3
41
too recent for a share
FY2023
86
$15.9 million
21
5
60
too recent for a share
FY2024
133
$42.9 million
14
0
119
too recent for a share
FY2025
95
$35.4 million
4
0
91
too recent for a share
FY2026
60
$38.4 million
1
0
59
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2003 to 2021)
Charged off
Share
California
149
23
15.4%
Ohio
106
8
7.5%
Texas
97
21
21.6%
New York
83
8
9.6%
Florida
82
25
30.5%
Pennsylvania
77
15
19.5%
Utah
76
9
11.8%
Minnesota
74
10
13.5%
Colorado
60
14
23.3%
Michigan
44
9
20.4%
Missouri
41
7
17.1%
Wisconsin
38
8
21.1%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.