SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Other Cut and Sew Apparel Manufacturing turned out?

Of 110 loans approved in fiscal 2004 to 2021 (at least five years old), 7 (6.4%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Other Cut and Sew Apparel Manufacturing appears on 118 SBA-guaranteed 7(a) loans approved from fiscal 2004 to 2026, $58.7 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Cut and Sew Apparel ManufacturingIndustry NAICS 315280 · 118 loans
6%of seasoned loans charged off
  1. Other Cut and Sew Apparel Manufacturing appears on 118 SBA-guaranteed 7(a) loans approved from fiscal 2004 to 2026, $58.7 million in gross approvals.
  2. Of 110 loans approved in fiscal 2004 to 2021 (at least five years old), 7 (6.4%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%20%Fiscal 2014: 0 of 12 loans charged off (0.0%)Fiscal 2015: 0 of 10 loans charged off (0.0%)Fiscal 2016: 1 of 22 loans charged off (4.5%)Fiscal 2017: 0 of 16 loans charged off (0.0%)Fiscal 2018: 3 of 15 loans charged off (20.0%)Fiscal 2019: 1 of 13 loans charged off (7.7%)201420152016201720182019
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20041$517,500100few loans
FY20091$694,000010few loans
FY20121$205,000100few loans
FY20139$8.9 million810few loans
FY201412$8.6 million11010.0%
FY201510$4.7 million10000.0%
FY201622$9.1 million20114.5%
FY201716$5.4 million13030.0%
FY201815$2.7 million103220.0%
FY201913$4.1 million8147.7%
FY20208$6.8 million701few loans
FY20212$3.0 million101few loans
FY20224$3.2 million202too recent for a share
FY20232$340,000002too recent for a share
FY20251$300,000100too recent for a share
FY20261$260,000001too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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