SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Other Construction Material Merchant Wholesalers turned out?

Of 778 loans approved in fiscal 2003 to 2021 (at least five years old), 141 (18.1%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Other Construction Material Merchant Wholesalers appears on 917 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $375.2 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Other Construction Material Merchant WholesalersIndustry NAICS 423390 · 917 loans

18%of seasoned loans charged off

Other Construction Material Merchant Wholesalers appears on 917 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $375.2 million in gross approvals.
Of 778 loans approved in fiscal 2003 to 2021 (at least five years old), 141 (18.1%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2003	27	$2.6 million	24	3	0	11.1%
FY2004	43	$8.4 million	35	8	0	18.6%
FY2005	53	$9.0 million	43	9	1	17.0%
FY2006	75	$19.0 million	56	19	0	25.3%
FY2007	106	$18.5 million	56	49	1	46.2%
FY2008	61	$12.9 million	44	17	0	27.9%
FY2009	28	$9.2 million	23	5	0	17.9%
FY2010	33	$11.5 million	28	5	0	15.2%
FY2011	41	$19.6 million	35	6	0	14.6%
FY2012	38	$13.8 million	34	4	0	10.5%
FY2013	32	$13.1 million	31	1	0	3.1%
FY2014	29	$14.3 million	26	1	2	3.4%
FY2015	40	$22.5 million	37	1	2	2.5%
FY2016	34	$22.9 million	28	4	2	11.8%
FY2017	46	$19.1 million	35	4	7	8.7%
FY2018	32	$26.7 million	24	1	7	3.1%
FY2019	22	$13.9 million	13	1	8	4.5%
FY2020	20	$13.2 million	10	1	9	5.0%
FY2021	18	$17.8 million	9	2	7	11.1%
FY2022	21	$10.8 million	7	1	13	too recent for a share
FY2023	28	$12.9 million	4	1	23	too recent for a share
FY2024	29	$17.9 million	2	2	25	too recent for a share
FY2025	49	$33.5 million	3	0	46	too recent for a share
FY2026	12	$12.0 million	0	0	12	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2003 to 2021)	Charged off	Share
California	122	23	18.9%
Texas	67	13	19.4%
New York	62	14	22.6%
Florida	49	8	16.3%
Wisconsin	37	9	24.3%
Ohio	35	3	8.6%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.