SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Other Commercial Equipment Merchant Wholesalers turned out?

Of 793 loans approved in fiscal 2003 to 2021 (at least five years old), 150 (18.9%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Other Commercial Equipment Merchant Wholesalers appears on 929 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $346.2 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Other Commercial Equipment Merchant WholesalersIndustry NAICS 423440 · 929 loans

19%of seasoned loans charged off

Other Commercial Equipment Merchant Wholesalers appears on 929 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $346.2 million in gross approvals.
Of 793 loans approved in fiscal 2003 to 2021 (at least five years old), 150 (18.9%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2003	52	$5.5 million	45	7	0	13.5%
FY2004	64	$10.1 million	55	9	0	14.1%
FY2005	89	$7.1 million	62	27	0	30.3%
FY2006	59	$8.9 million	31	28	0	47.5%
FY2007	68	$9.6 million	41	27	0	39.7%
FY2008	56	$14.2 million	33	23	0	41.1%
FY2009	25	$3.5 million	22	3	0	12.0%
FY2010	38	$13.3 million	33	5	0	13.2%
FY2011	28	$11.6 million	27	1	0	3.6%
FY2012	38	$18.9 million	36	1	1	2.6%
FY2013	32	$10.2 million	29	1	2	3.1%
FY2014	35	$14.4 million	29	4	2	11.4%
FY2015	32	$14.2 million	28	2	2	6.3%
FY2016	38	$14.1 million	31	4	3	10.5%
FY2017	41	$9.5 million	35	4	2	9.8%
FY2018	27	$11.5 million	19	3	5	11.1%
FY2019	23	$15.3 million	15	1	7	4.3%
FY2020	22	$11.3 million	16	0	6	0.0%
FY2021	26	$15.8 million	14	0	12	0.0%
FY2022	20	$29.2 million	4	0	16	too recent for a share
FY2023	27	$24.3 million	4	1	22	too recent for a share
FY2024	33	$31.0 million	3	0	30	too recent for a share
FY2025	33	$20.6 million	1	0	32	too recent for a share
FY2026	23	$22.0 million	0	0	23	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2003 to 2021)	Charged off	Share
California	111	24	21.6%
Florida	69	24	34.8%
Texas	55	10	18.2%
New York	51	15	29.4%
Ohio	38	4	10.5%
Michigan	35	4	11.4%
Pennsylvania	35	4	11.4%
Illinois	35	13	37.1%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.