How have SBA loans in Other Business Service Centers (including Copy Shops) turned out?
Of 1,281 loans approved in fiscal 2000 to 2021 (at least five years old), 238 (18.6%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Other Business Service Centers (including Copy Shops) appears on 1,404 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $273.1 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Business Service Centers (including Copy Shops)Industry NAICS 561439 · 1,404 loans
19%of seasoned loans charged off
Other Business Service Centers (including Copy Shops) appears on 1,404 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $273.1 million in gross approvals.
Of 1,281 loans approved in fiscal 2000 to 2021 (at least five years old), 238 (18.6%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
13
$2.7 million
11
2
0
15.4%
FY2001
80
$14.1 million
63
17
0
21.3%
FY2002
81
$14.4 million
66
15
0
18.5%
FY2003
111
$13.4 million
89
22
0
19.8%
FY2004
129
$16.7 million
110
19
0
14.7%
FY2005
156
$17.1 million
127
27
2
17.3%
FY2006
131
$18.6 million
84
45
2
34.4%
FY2007
105
$14.1 million
68
37
0
35.2%
FY2008
60
$8.3 million
45
14
1
23.3%
FY2009
42
$8.7 million
36
5
1
11.9%
FY2010
36
$7.0 million
33
3
0
8.3%
FY2011
36
$5.4 million
32
3
1
8.3%
FY2012
37
$9.3 million
34
2
1
5.4%
FY2013
32
$6.4 million
26
3
3
9.4%
FY2014
33
$11.4 million
28
5
0
15.2%
FY2015
27
$5.0 million
25
0
2
0.0%
FY2016
42
$13.1 million
31
6
5
14.3%
FY2017
38
$10.7 million
29
3
6
7.9%
FY2018
26
$7.6 million
16
6
4
23.1%
FY2019
25
$5.0 million
15
2
8
8.0%
FY2020
13
$8.5 million
6
1
6
7.7%
FY2021
28
$10.5 million
12
1
15
3.6%
FY2022
21
$6.0 million
2
2
17
too recent for a share
FY2023
24
$8.7 million
2
0
22
too recent for a share
FY2024
33
$11.1 million
2
0
31
too recent for a share
FY2025
28
$9.3 million
0
0
28
too recent for a share
FY2026
17
$9.7 million
0
0
17
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
223
53
23.8%
Texas
134
31
23.1%
Florida
73
25
34.3%
New York
66
9
13.6%
Arizona
58
10
17.2%
Pennsylvania
43
2
4.7%
Illinois
41
6
14.6%
Massachusetts
41
6
14.6%
New Jersey
37
10
27.0%
Indiana
37
13
35.1%
Utah
36
1
2.8%
Georgia
34
9
26.5%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.