How have SBA loans in Other Building Material Dealers turned out?
Of 3,235 loans approved in fiscal 2000 to 2021 (at least five years old), 544 (16.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Other Building Material Dealers appears on 3,311 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2025, $1.1 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Building Material DealersIndustry NAICS 444190 · 3,311 loans
17%of seasoned loans charged off
Other Building Material Dealers appears on 3,311 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2025, $1.1 billion in gross approvals.
Of 3,235 loans approved in fiscal 2000 to 2021 (at least five years old), 544 (16.8%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
3
$195,000
2
0
1
few loans
FY2001
88
$21.2 million
77
11
0
12.5%
FY2002
139
$32.7 million
121
18
0
12.9%
FY2003
179
$29.5 million
149
29
1
16.2%
FY2004
256
$40.7 million
208
48
0
18.8%
FY2005
274
$44.2 million
210
63
1
23.0%
FY2006
260
$44.2 million
154
104
2
40.0%
FY2007
261
$43.9 million
138
119
4
45.6%
FY2008
158
$35.9 million
100
57
1
36.1%
FY2009
112
$27.6 million
89
20
3
17.9%
FY2010
120
$33.4 million
111
8
1
6.7%
FY2011
123
$44.0 million
115
6
2
4.9%
FY2012
101
$32.8 million
89
5
7
5.0%
FY2013
111
$44.7 million
97
7
7
6.3%
FY2014
141
$52.1 million
131
4
6
2.8%
FY2015
126
$49.3 million
117
6
3
4.8%
FY2016
135
$66.7 million
122
4
9
3.0%
FY2017
136
$70.2 million
102
10
24
7.4%
FY2018
137
$65.9 million
98
8
31
5.8%
FY2019
145
$63.1 million
90
10
45
6.9%
FY2020
74
$49.6 million
46
4
24
5.4%
FY2021
156
$132.6 million
70
3
83
1.9%
FY2022
50
$30.0 million
11
2
37
too recent for a share
FY2023
14
$5.0 million
3
0
11
too recent for a share
FY2024
9
$7.3 million
1
1
7
too recent for a share
FY2025
3
$2.4 million
0
0
3
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
433
93
21.5%
Florida
206
67
32.5%
New York
193
22
11.4%
Texas
182
28
15.4%
Ohio
132
23
17.4%
Pennsylvania
130
18
13.9%
Michigan
113
16
14.2%
Illinois
105
20
19.1%
Minnesota
97
12
12.4%
Massachusetts
92
10
10.9%
Missouri
90
20
22.2%
Colorado
87
14
16.1%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.