How have SBA loans in Other Activities Related to Real Estate turned out?
Of 2,072 loans approved in fiscal 2001 to 2021 (at least five years old), 443 (21.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Other Activities Related to Real Estate appears on 2,727 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $867.1 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Activities Related to Real EstateIndustry NAICS 531390 · 2,727 loans
21%of seasoned loans charged off
Other Activities Related to Real Estate appears on 2,727 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $867.1 million in gross approvals.
Of 2,072 loans approved in fiscal 2001 to 2021 (at least five years old), 443 (21.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2001
19
$3.2 million
15
4
0
21.1%
FY2002
18
$3.9 million
14
4
0
22.2%
FY2003
52
$8.6 million
45
7
0
13.5%
FY2004
67
$8.7 million
52
15
0
22.4%
FY2005
98
$12.9 million
63
34
1
34.7%
FY2006
215
$15.7 million
123
92
0
42.8%
FY2007
289
$18.7 million
150
139
0
48.1%
FY2008
172
$18.5 million
107
63
2
36.6%
FY2009
79
$12.4 million
61
18
0
22.8%
FY2010
67
$14.5 million
63
4
0
6.0%
FY2011
61
$28.3 million
55
3
3
4.9%
FY2012
54
$21.8 million
48
1
5
1.9%
FY2013
61
$29.6 million
55
4
2
6.6%
FY2014
49
$16.2 million
46
1
2
2.0%
FY2015
120
$59.6 million
105
10
5
8.3%
FY2016
107
$29.9 million
95
5
7
4.7%
FY2017
137
$52.0 million
112
10
15
7.3%
FY2018
112
$40.5 million
80
14
18
12.5%
FY2019
100
$28.3 million
53
9
38
9.0%
FY2020
97
$63.7 million
54
2
41
2.1%
FY2021
98
$62.1 million
42
4
52
4.1%
FY2022
109
$50.6 million
30
10
69
too recent for a share
FY2023
143
$56.0 million
27
8
108
too recent for a share
FY2024
174
$72.4 million
19
4
151
too recent for a share
FY2025
152
$73.3 million
7
1
144
too recent for a share
FY2026
77
$65.5 million
1
0
76
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2001 to 2021)
Charged off
Share
California
378
96
25.4%
New York
150
33
22.0%
Florida
145
38
26.2%
Texas
143
22
15.4%
Massachusetts
90
10
11.1%
Ohio
77
14
18.2%
Colorado
69
16
23.2%
Utah
68
15
22.1%
Illinois
61
17
27.9%
Georgia
60
21
35.0%
Minnesota
59
12
20.3%
Arizona
57
12
21.1%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.