SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Other Activities Related to Credit Intermediation turned out?

Of 232 loans approved in fiscal 2001 to 2021 (at least five years old), 44 (19.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Other Activities Related to Credit Intermediation appears on 247 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $59.5 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Activities Related to Credit IntermediationIndustry NAICS 522390 · 247 loans
19%of seasoned loans charged off
  1. Other Activities Related to Credit Intermediation appears on 247 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $59.5 million in gross approvals.
  2. Of 232 loans approved in fiscal 2001 to 2021 (at least five years old), 44 (19.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%45%Fiscal 2001: 5 of 12 loans charged off (41.7%)Fiscal 2002: 3 of 13 loans charged off (23.1%)Fiscal 2003: 0 of 16 loans charged off (0.0%)Fiscal 2004: 3 of 19 loans charged off (15.8%)Fiscal 2005: 3 of 25 loans charged off (12.0%)Fiscal 2006: 6 of 21 loans charged off (28.6%)Fiscal 2007: 10 of 30 loans charged off (33.3%)Fiscal 2008: 9 of 20 loans charged off (45.0%)Fiscal 2009: 1 of 12 loans charged off (8.3%)Fiscal 2014: 3 of 10 loans charged off (30.0%)2001200220032004200520062007200820092014
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200112$1.7 million75041.7%
FY200213$3.7 million103023.1%
FY200316$1.9 million16000.0%
FY200419$2.6 million163015.8%
FY200525$5.3 million223012.0%
FY200621$2.6 million156028.6%
FY200730$3.7 million2010033.3%
FY200820$5.4 million119045.0%
FY200912$2.8 million11108.3%
FY20107$1.6 million700few loans
FY20119$1.2 million900few loans
FY20124$3.3 million310few loans
FY20136$245,000600few loans
FY201410$1.1 million73030.0%
FY20155$3.2 million500few loans
FY20165$2.5 million500few loans
FY20171$30,000100few loans
FY20181$10,000100few loans
FY20197$2.4 million304few loans
FY20202$360,000101few loans
FY20217$9.5 million403few loans
FY20221$35,000100too recent for a share
FY20233$2.5 million111too recent for a share
FY20241$150,000001too recent for a share
FY20253$585,000003too recent for a share
FY20267$1.2 million007too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2001 to 2021)Charged offShare
California34720.6%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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