SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Other Accounting Services turned out?

Of 3,489 loans approved in fiscal 2000 to 2021 (at least five years old), 554 (15.9%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Other Accounting Services appears on 4,846 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $877.7 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Other Accounting ServicesIndustry NAICS 541219 · 4,846 loans
16%of seasoned loans charged off
  1. Other Accounting Services appears on 4,846 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $877.7 million in gross approvals.
  2. Of 3,489 loans approved in fiscal 2000 to 2021 (at least five years old), 554 (15.9%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%35%Fiscal 2000: 3 of 42 loans charged off (7.1%)Fiscal 2001: 4 of 60 loans charged off (6.7%)Fiscal 2002: 7 of 103 loans charged off (6.8%)Fiscal 2003: 28 of 199 loans charged off (14.1%)Fiscal 2004: 30 of 183 loans charged off (16.4%)Fiscal 2005: 74 of 295 loans charged off (25.1%)Fiscal 2006: 105 of 334 loans charged off (31.4%)Fiscal 2007: 100 of 296 loans charged off (33.8%)Fiscal 2008: 82 of 235 loans charged off (34.9%)Fiscal 2009: 17 of 103 loans charged off (16.5%)Fiscal 2010: 7 of 128 loans charged off (5.5%)Fiscal 2011: 16 of 139 loans charged off (11.5%)Fiscal 2012: 7 of 91 loans charged off (7.7%)Fiscal 2013: 9 of 115 loans charged off (7.8%)Fiscal 2014: 7 of 125 loans charged off (5.6%)Fiscal 2015: 13 of 159 loans charged off (8.2%)Fiscal 2016: 11 of 158 loans charged off (7.0%)Fiscal 2017: 8 of 169 loans charged off (4.7%)Fiscal 2018: 7 of 153 loans charged off (4.6%)Fiscal 2019: 11 of 138 loans charged off (8.0%)Fiscal 2020: 6 of 111 loans charged off (5.4%)Fiscal 2021: 2 of 153 loans charged off (1.3%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200042$6.0 million37327.1%
FY200160$7.4 million56406.7%
FY2002103$8.6 million96706.8%
FY2003199$11.5 million17128014.1%
FY2004183$13.7 million15230116.4%
FY2005295$20.9 million22074125.1%
FY2006334$28.1 million229105031.4%
FY2007296$20.5 million195100133.8%
FY2008235$16.6 million15282134.9%
FY2009103$10.1 million8517116.5%
FY2010128$13.7 million121705.5%
FY2011139$17.8 million12116211.5%
FY201291$13.0 million81737.7%
FY2013115$25.2 million103937.8%
FY2014125$14.9 million112765.6%
FY2015159$22.2 million1431338.2%
FY2016158$34.4 million13511127.0%
FY2017169$28.5 million1418204.7%
FY2018153$30.8 million1047424.6%
FY2019138$20.9 million8511428.0%
FY2020111$40.6 million706355.4%
FY2021153$67.4 million802711.3%
FY2022165$45.6 million555105too recent for a share
FY2023261$72.3 million4210209too recent for a share
FY2024306$84.3 million344268too recent for a share
FY2025408$120.6 million190389too recent for a share
FY2026217$82.1 million20215too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California5239317.8%
New York3277121.7%
Texas2524317.1%
Florida2466225.2%
Pennsylvania1471912.9%
Massachusetts144139.0%
Illinois1122522.3%
Michigan1012019.8%
Ohio10144.0%
Utah992020.2%
Arizona981515.3%
New Jersey971010.3%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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