SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Ophthalmic Goods Merchant Wholesalers turned out?

Of 134 loans approved in fiscal 2003 to 2021 (at least five years old), 31 (23.1%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Ophthalmic Goods Merchant Wholesalers appears on 160 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $50.8 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Ophthalmic Goods Merchant WholesalersIndustry NAICS 423460 · 160 loans
23%of seasoned loans charged off
  1. Ophthalmic Goods Merchant Wholesalers appears on 160 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $50.8 million in gross approvals.
  2. Of 134 loans approved in fiscal 2003 to 2021 (at least five years old), 31 (23.1%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%50%Fiscal 2004: 6 of 15 loans charged off (40.0%)Fiscal 2005: 3 of 15 loans charged off (20.0%)Fiscal 2006: 5 of 12 loans charged off (41.7%)Fiscal 2007: 5 of 10 loans charged off (50.0%)2004200520062007
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20037$934,600520few loans
FY200415$1.3 million96040.0%
FY200515$1.7 million123020.0%
FY200612$1.3 million75041.7%
FY200710$1.8 million55050.0%
FY20087$789,400430few loans
FY20097$2.3 million700few loans
FY20102$225,000200few loans
FY20117$750,000610few loans
FY20121$30,000100few loans
FY20137$8.2 million520few loans
FY20147$2.6 million610few loans
FY20159$4.8 million810few loans
FY20167$4.3 million700few loans
FY20178$2.0 million710few loans
FY20183$305,000300few loans
FY20195$455,000302few loans
FY20203$375,000111few loans
FY20212$88,000101few loans
FY20224$426,000040too recent for a share
FY20233$5.3 million012too recent for a share
FY20249$2.4 million306too recent for a share
FY20255$7.4 million104too recent for a share
FY20265$991,500005too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2003 to 2021)Charged offShare
California301136.7%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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