SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Ophthalmic Goods Manufacturing turned out?

Of 189 loans approved in fiscal 2000 to 2021 (at least five years old), 36 (19.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Ophthalmic Goods Manufacturing appears on 212 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $50.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Ophthalmic Goods ManufacturingIndustry NAICS 339115 · 212 loans
19%of seasoned loans charged off
  1. Ophthalmic Goods Manufacturing appears on 212 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $50.3 million in gross approvals.
  2. Of 189 loans approved in fiscal 2000 to 2021 (at least five years old), 36 (19.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%38%Fiscal 2001: 2 of 17 loans charged off (11.8%)Fiscal 2002: 2 of 14 loans charged off (14.3%)Fiscal 2003: 2 of 23 loans charged off (8.7%)Fiscal 2004: 4 of 14 loans charged off (28.6%)Fiscal 2005: 9 of 29 loans charged off (31.0%)Fiscal 2006: 3 of 15 loans charged off (20.0%)Fiscal 2007: 8 of 21 loans charged off (38.1%)2001200220032004200520062007
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20002$285,000200few loans
FY200117$2.2 million152011.8%
FY200214$3.2 million122014.3%
FY200323$2.2 million21208.7%
FY200414$2.1 million104028.6%
FY200529$2.2 million209031.0%
FY200615$1.8 million123020.0%
FY200721$2.8 million138038.1%
FY20088$704,700800few loans
FY20103$892,500210few loans
FY20113$1.6 million210few loans
FY20123$649,000210few loans
FY20134$1.4 million310few loans
FY20144$1.0 million400few loans
FY20157$4.4 million700few loans
FY20164$640,400400few loans
FY20177$1.1 million520few loans
FY20188$747,400602few loans
FY20191$50,000100few loans
FY20201$4.3 million001few loans
FY20211$75,000001few loans
FY20225$2.5 million122too recent for a share
FY20234$1.8 million004too recent for a share
FY20246$3.7 million006too recent for a share
FY20254$2.8 million004too recent for a share
FY20264$5.0 million004too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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