SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in On-Line Information Services turned out?

Of 180 loans approved in fiscal 2000 to 2011 (at least five years old), 29 (16.1%) were charged off by the lender, against 21.8% across all 7(a) loans approved in those same years. On-Line Information Services appears on 180 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2011, $21.2 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
On-Line Information ServicesIndustry NAICS 514191 · 180 loans
16%of seasoned loans charged off
  1. On-Line Information Services appears on 180 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2011, $21.2 million in gross approvals.
  2. Of 180 loans approved in fiscal 2000 to 2011 (at least five years old), 29 (16.1%) were charged off by the lender, against 21.8% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%32%Fiscal 2000: 4 of 25 loans charged off (16.0%)Fiscal 2001: 5 of 36 loans charged off (13.9%)Fiscal 2002: 3 of 48 loans charged off (6.3%)Fiscal 2003: 3 of 16 loans charged off (18.8%)Fiscal 2004: 4 of 18 loans charged off (22.2%)Fiscal 2005: 6 of 19 loans charged off (31.6%)Fiscal 2006: 3 of 13 loans charged off (23.1%)2000200120022003200420052006
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200025$3.5 million214016.0%
FY200136$4.6 million315013.9%
FY200248$5.9 million45306.3%
FY200316$1.7 million133018.8%
FY200418$590,800144022.2%
FY200519$3.2 million136031.6%
FY200613$1.5 million103023.1%
FY20073$80,000300few loans
FY20081$25,000010few loans
FY20111$25,000100few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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