How have SBA loans in "Offices of Physicians, Mental Health Specialists" turned out?
Of 1,348 loans approved in fiscal 2001 to 2021 (at least five years old), 100 (7.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. "Offices of Physicians, Mental Health Specialists" appears on 1,809 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $464.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
"Offices of Physicians, Mental Health Specialists"Industry NAICS 621112 · 1,809 loans
7%of seasoned loans charged off
"Offices of Physicians, Mental Health Specialists" appears on 1,809 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $464.3 million in gross approvals.
Of 1,348 loans approved in fiscal 2001 to 2021 (at least five years old), 100 (7.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2001
25
$3.8 million
23
2
0
8.0%
FY2002
37
$10.3 million
34
3
0
8.1%
FY2003
66
$6.3 million
63
3
0
4.5%
FY2004
84
$8.9 million
80
4
0
4.8%
FY2005
91
$13.6 million
79
12
0
13.2%
FY2006
96
$12.2 million
83
11
2
11.5%
FY2007
75
$9.7 million
63
12
0
16.0%
FY2008
57
$6.9 million
44
11
2
19.3%
FY2009
37
$9.0 million
31
4
2
10.8%
FY2010
73
$11.9 million
66
6
1
8.2%
FY2011
49
$13.5 million
44
4
1
8.2%
FY2012
45
$8.5 million
43
1
1
2.2%
FY2013
49
$12.2 million
42
6
1
12.2%
FY2014
75
$15.3 million
68
2
5
2.7%
FY2015
71
$16.3 million
61
1
9
1.4%
FY2016
87
$18.0 million
69
3
15
3.4%
FY2017
85
$22.1 million
65
2
18
2.4%
FY2018
74
$24.1 million
46
3
25
4.1%
FY2019
59
$15.7 million
40
4
15
6.8%
FY2020
52
$19.4 million
35
3
14
5.8%
FY2021
61
$43.3 million
25
3
33
4.9%
FY2022
74
$33.9 million
21
3
50
too recent for a share
FY2023
71
$21.6 million
12
0
59
too recent for a share
FY2024
102
$27.1 million
11
0
91
too recent for a share
FY2025
133
$46.8 million
7
0
126
too recent for a share
FY2026
81
$33.8 million
0
0
81
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2001 to 2021)
Charged off
Share
California
183
7
3.8%
Florida
111
11
9.9%
Texas
99
6
6.1%
New York
86
5
5.8%
Ohio
59
4
6.8%
Pennsylvania
57
1
1.8%
Georgia
52
5
9.6%
Massachusetts
48
2
4.2%
Arizona
44
3
6.8%
Michigan
43
7
16.3%
Illinois
42
1
2.4%
Utah
38
5
13.2%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.