SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Offices of Physical, Occupational and Speech Therapists, and Audiologists turned out?

Of 4,758 loans approved in fiscal 2001 to 2021 (at least five years old), 305 (6.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Offices of Physical, Occupational and Speech Therapists, and Audiologists appears on 6,215 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $1.4 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Offices of Physical, Occupational and Speech Therapists, and AudiologistsIndustry NAICS 621340 · 6,215 loans
6%of seasoned loans charged off
  1. Offices of Physical, Occupational and Speech Therapists, and Audiologists appears on 6,215 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $1.4 billion in gross approvals.
  2. Of 4,758 loans approved in fiscal 2001 to 2021 (at least five years old), 305 (6.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%17%Fiscal 2001: 3 of 113 loans charged off (2.7%)Fiscal 2002: 6 of 171 loans charged off (3.5%)Fiscal 2003: 11 of 239 loans charged off (4.6%)Fiscal 2004: 23 of 267 loans charged off (8.6%)Fiscal 2005: 28 of 298 loans charged off (9.4%)Fiscal 2006: 48 of 288 loans charged off (16.7%)Fiscal 2007: 41 of 260 loans charged off (15.8%)Fiscal 2008: 28 of 221 loans charged off (12.7%)Fiscal 2009: 8 of 172 loans charged off (4.7%)Fiscal 2010: 9 of 223 loans charged off (4.0%)Fiscal 2011: 13 of 252 loans charged off (5.2%)Fiscal 2012: 11 of 212 loans charged off (5.2%)Fiscal 2013: 10 of 187 loans charged off (5.3%)Fiscal 2014: 6 of 234 loans charged off (2.6%)Fiscal 2015: 6 of 238 loans charged off (2.5%)Fiscal 2016: 10 of 298 loans charged off (3.4%)Fiscal 2017: 17 of 268 loans charged off (6.3%)Fiscal 2018: 18 of 235 loans charged off (7.7%)Fiscal 2019: 2 of 228 loans charged off (0.9%)Fiscal 2020: 3 of 144 loans charged off (2.1%)Fiscal 2021: 4 of 210 loans charged off (1.9%)20012003200520072009201120132015201720192021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2001113$15.9 million110302.7%
FY2002171$23.4 million165603.5%
FY2003239$26.9 million2271114.6%
FY2004267$35.5 million2442308.6%
FY2005298$42.5 million2702809.4%
FY2006288$42.4 million23848216.7%
FY2007260$32.8 million21841115.8%
FY2008221$29.9 million18828512.7%
FY2009172$34.7 million160844.7%
FY2010223$46.1 million213914.0%
FY2011252$45.8 million2331365.2%
FY2012212$36.7 million1971145.2%
FY2013187$40.3 million1721055.3%
FY2014234$58.6 million2176112.6%
FY2015238$44.6 million2196132.5%
FY2016298$73.8 million26810203.4%
FY2017268$65.7 million20717446.3%
FY2018235$56.3 million16418537.7%
FY2019228$61.3 million1492770.9%
FY2020144$53.0 million793622.1%
FY2021210$103.3 million9941071.9%
FY2022225$76.5 million592164too recent for a share
FY2023284$82.5 million634217too recent for a share
FY2024348$99.2 million304314too recent for a share
FY2025365$117.4 million220343too recent for a share
FY2026235$92.8 million10234too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2001 to 2021)Charged offShare
California482245.0%
New York452327.1%
Texas413379.0%
Florida2795118.3%
Pennsylvania186126.5%
Massachusetts17342.3%
Washington17252.9%
Michigan16131.9%
Arizona15085.3%
New Jersey136107.3%
Ohio133118.3%
Illinois12354.1%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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