SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Offices of Dentists turned out?

Of 18,204 loans approved in fiscal 2000 to 2021 (at least five years old), 922 (5.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Offices of Dentists appears on 20,780 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $11.5 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Offices of DentistsIndustry NAICS 621210 · 20,780 loans
5%of seasoned loans charged off
  1. Offices of Dentists appears on 20,780 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $11.5 billion in gross approvals.
  2. Of 18,204 loans approved in fiscal 2000 to 2021 (at least five years old), 922 (5.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%18%Fiscal 2000: 11 of 416 loans charged off (2.6%)Fiscal 2001: 5 of 471 loans charged off (1.1%)Fiscal 2002: 22 of 689 loans charged off (3.2%)Fiscal 2003: 25 of 913 loans charged off (2.7%)Fiscal 2004: 60 of 1,028 loans charged off (5.8%)Fiscal 2005: 112 of 1,044 loans charged off (10.7%)Fiscal 2006: 148 of 933 loans charged off (15.9%)Fiscal 2007: 151 of 859 loans charged off (17.6%)Fiscal 2008: 104 of 753 loans charged off (13.8%)Fiscal 2009: 36 of 768 loans charged off (4.7%)Fiscal 2010: 28 of 999 loans charged off (2.8%)Fiscal 2011: 36 of 1,159 loans charged off (3.1%)Fiscal 2012: 31 of 922 loans charged off (3.4%)Fiscal 2013: 18 of 894 loans charged off (2.0%)Fiscal 2014: 13 of 815 loans charged off (1.6%)Fiscal 2015: 39 of 1,025 loans charged off (3.8%)Fiscal 2016: 25 of 1,044 loans charged off (2.4%)Fiscal 2017: 27 of 947 loans charged off (2.9%)Fiscal 2018: 16 of 729 loans charged off (2.2%)Fiscal 2019: 10 of 538 loans charged off (1.9%)Fiscal 2020: 2 of 457 loans charged off (0.4%)Fiscal 2021: 3 of 801 loans charged off (0.4%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2000416$113.5 million4051102.6%
FY2001471$135.8 million464521.1%
FY2002689$211.4 million6642233.2%
FY2003913$259.2 million8792592.7%
FY20041,028$339.9 million9606085.8%
FY20051,044$335.6 million9171121510.7%
FY2006933$333.8 million7611482415.9%
FY2007859$279.9 million6861512217.6%
FY2008753$309.4 million6201042913.8%
FY2009768$301.2 million70236304.7%
FY2010999$406.3 million93628352.8%
FY20111,159$505.8 million1,08436393.1%
FY2012922$411.0 million83731543.4%
FY2013894$446.0 million81818582.0%
FY2014815$450.3 million72313791.6%
FY20151,025$610.5 million881391053.8%
FY20161,044$690.0 million846251732.4%
FY2017947$676.1 million708272122.9%
FY2018729$562.6 million528161852.2%
FY2019538$438.9 million352101761.9%
FY2020457$346.8 million25621990.4%
FY2021801$878.2 million36434340.4%
FY2022421$408.7 million1227292too recent for a share
FY2023452$421.8 million974351too recent for a share
FY2024609$549.8 million632544too recent for a share
FY2025667$651.3 million362629too recent for a share
FY2026427$427.3 million20425too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California2,9891595.3%
Texas1,699834.9%
New York1,000454.5%
Florida860728.4%
Arizona7458511.4%
Ohio694243.5%
Washington597223.7%
Utah568213.7%
Massachusetts547152.7%
Michigan540234.3%
Colorado499367.2%
Pennsylvania495193.8%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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