SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Offices of Chiropractors turned out?

Of 12,245 loans approved in fiscal 2000 to 2021 (at least five years old), 1,468 (12.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Offices of Chiropractors appears on 14,303 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $2.4 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Offices of ChiropractorsIndustry NAICS 621310 · 14,303 loans
12%of seasoned loans charged off
  1. Offices of Chiropractors appears on 14,303 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $2.4 billion in gross approvals.
  2. Of 12,245 loans approved in fiscal 2000 to 2021 (at least five years old), 1,468 (12.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%25%Fiscal 2000: 54 of 408 loans charged off (13.2%)Fiscal 2001: 67 of 497 loans charged off (13.5%)Fiscal 2002: 63 of 619 loans charged off (10.2%)Fiscal 2003: 93 of 681 loans charged off (13.7%)Fiscal 2004: 132 of 805 loans charged off (16.4%)Fiscal 2005: 159 of 858 loans charged off (18.5%)Fiscal 2006: 194 of 791 loans charged off (24.5%)Fiscal 2007: 211 of 839 loans charged off (25.1%)Fiscal 2008: 126 of 668 loans charged off (18.9%)Fiscal 2009: 56 of 467 loans charged off (12.0%)Fiscal 2010: 45 of 540 loans charged off (8.3%)Fiscal 2011: 30 of 522 loans charged off (5.7%)Fiscal 2012: 24 of 418 loans charged off (5.7%)Fiscal 2013: 31 of 438 loans charged off (7.1%)Fiscal 2014: 27 of 476 loans charged off (5.7%)Fiscal 2015: 29 of 556 loans charged off (5.2%)Fiscal 2016: 30 of 487 loans charged off (6.2%)Fiscal 2017: 25 of 507 loans charged off (4.9%)Fiscal 2018: 26 of 482 loans charged off (5.4%)Fiscal 2019: 21 of 453 loans charged off (4.6%)Fiscal 2020: 8 of 325 loans charged off (2.5%)Fiscal 2021: 17 of 408 loans charged off (4.2%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2000408$41.4 million35454013.2%
FY2001497$59.0 million43067013.5%
FY2002619$78.2 million55263410.2%
FY2003681$93.5 million58593313.7%
FY2004805$105.6 million673132016.4%
FY2005858$97.5 million696159318.5%
FY2006791$89.3 million589194824.5%
FY2007839$96.6 million623211525.1%
FY2008668$82.0 million5311261118.9%
FY2009467$54.5 million40656512.0%
FY2010540$70.0 million48245138.3%
FY2011522$75.8 million4833095.7%
FY2012418$56.4 million38324115.7%
FY2013438$69.8 million38431237.1%
FY2014476$75.6 million43427155.7%
FY2015556$93.7 million49629315.2%
FY2016487$80.9 million41130466.2%
FY2017507$91.6 million380251024.9%
FY2018482$94.1 million323261335.4%
FY2019453$101.7 million261211714.6%
FY2020325$85.6 million16981482.5%
FY2021408$129.9 million144172474.2%
FY2022411$114.2 million9213306too recent for a share
FY2023388$107.2 million524332too recent for a share
FY2024465$109.3 million482415too recent for a share
FY2025500$141.5 million140486too recent for a share
FY2026294$97.9 million40290too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California91117619.3%
Minnesota771628.0%
Texas73811415.4%
Pennsylvania631609.5%
Illinois5877212.3%
Ohio4956112.3%
Washington494489.7%
Florida4917515.3%
New York474459.5%
Wisconsin464306.5%
Michigan416327.7%
Arizona3726417.2%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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