SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Offices of Certified Public Accountants turned out?

Of 6,407 loans approved in fiscal 2001 to 2021 (at least five years old), 636 (9.9%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Offices of Certified Public Accountants appears on 7,839 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $2.2 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Offices of Certified Public AccountantsIndustry NAICS 541211 · 7,839 loans
10%of seasoned loans charged off
  1. Offices of Certified Public Accountants appears on 7,839 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $2.2 billion in gross approvals.
  2. Of 6,407 loans approved in fiscal 2001 to 2021 (at least five years old), 636 (9.9%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%28%Fiscal 2001: 7 of 126 loans charged off (5.6%)Fiscal 2002: 13 of 188 loans charged off (6.9%)Fiscal 2003: 25 of 251 loans charged off (10.0%)Fiscal 2004: 35 of 346 loans charged off (10.1%)Fiscal 2005: 60 of 434 loans charged off (13.8%)Fiscal 2006: 107 of 387 loans charged off (27.6%)Fiscal 2007: 109 of 421 loans charged off (25.9%)Fiscal 2008: 91 of 357 loans charged off (25.5%)Fiscal 2009: 18 of 215 loans charged off (8.4%)Fiscal 2010: 21 of 325 loans charged off (6.5%)Fiscal 2011: 14 of 327 loans charged off (4.3%)Fiscal 2012: 22 of 294 loans charged off (7.5%)Fiscal 2013: 17 of 270 loans charged off (6.3%)Fiscal 2014: 11 of 284 loans charged off (3.9%)Fiscal 2015: 17 of 368 loans charged off (4.6%)Fiscal 2016: 14 of 362 loans charged off (3.9%)Fiscal 2017: 18 of 335 loans charged off (5.4%)Fiscal 2018: 17 of 298 loans charged off (5.7%)Fiscal 2019: 8 of 246 loans charged off (3.3%)Fiscal 2020: 7 of 256 loans charged off (2.7%)Fiscal 2021: 5 of 317 loans charged off (1.6%)20012003200520072009201120132015201720192021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2001126$17.6 million119705.6%
FY2002188$32.2 million1751306.9%
FY2003251$26.5 million22625010.0%
FY2004346$38.4 million31135010.1%
FY2005434$46.0 million37260213.8%
FY2006387$55.7 million280107027.6%
FY2007421$70.2 million311109125.9%
FY2008357$82.8 million26391325.5%
FY2009215$46.7 million1961818.4%
FY2010325$59.8 million3022126.5%
FY2011327$75.2 million3061474.3%
FY2012294$57.8 million2712217.5%
FY2013270$58.7 million2461776.3%
FY2014284$65.0 million2661173.9%
FY2015368$86.8 million32617254.6%
FY2016362$97.9 million31714313.9%
FY2017335$85.1 million27918385.4%
FY2018298$80.8 million21117705.7%
FY2019246$93.7 million1548843.3%
FY2020256$108.4 million14571042.7%
FY2021317$180.1 million14651661.6%
FY2022246$119.2 million771168too recent for a share
FY2023256$119.1 million534199too recent for a share
FY2024319$159.8 million470272too recent for a share
FY2025375$187.2 million241350too recent for a share
FY2026236$133.6 million10235too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2001 to 2021)Charged offShare
California8688710.0%
Texas532468.6%
Florida4328018.5%
New York3494212.0%
Ohio328216.4%
Massachusetts241104.2%
Arizona216188.3%
Pennsylvania206115.3%
Illinois1952211.3%
Georgia1913719.4%
Michigan1792514.0%
Colorado1732413.9%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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