SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Office Machinery and Equipment Rental and Leasing turned out?

Of 240 loans approved in fiscal 2000 to 2021 (at least five years old), 34 (14.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Office Machinery and Equipment Rental and Leasing appears on 277 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $146.8 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Office Machinery and Equipment Rental and LeasingIndustry NAICS 532420 · 277 loans
14%of seasoned loans charged off
  1. Office Machinery and Equipment Rental and Leasing appears on 277 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $146.8 million in gross approvals.
  2. Of 240 loans approved in fiscal 2000 to 2021 (at least five years old), 34 (14.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%26%Fiscal 2001: 2 of 10 loans charged off (20.0%)Fiscal 2002: 1 of 13 loans charged off (7.7%)Fiscal 2003: 4 of 19 loans charged off (21.1%)Fiscal 2004: 5 of 19 loans charged off (26.3%)Fiscal 2005: 4 of 22 loans charged off (18.2%)Fiscal 2006: 3 of 18 loans charged off (16.7%)Fiscal 2007: 1 of 14 loans charged off (7.1%)Fiscal 2011: 0 of 19 loans charged off (0.0%)Fiscal 2013: 2 of 14 loans charged off (14.3%)Fiscal 2014: 1 of 10 loans charged off (10.0%)Fiscal 2016: 3 of 13 loans charged off (23.1%)20012002200320042005200620072011201320142016
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20004$473,000310few loans
FY200110$3.2 million82020.0%
FY200213$6.0 million12107.7%
FY200319$3.0 million154021.1%
FY200419$3.2 million145026.3%
FY200522$4.8 million184018.2%
FY200618$6.6 million153016.7%
FY200714$4.8 million13107.1%
FY20088$1.7 million440few loans
FY20095$1.6 million500few loans
FY20104$3.6 million400few loans
FY201119$14.8 million19000.0%
FY20125$1.3 million500few loans
FY201314$5.8 million122014.3%
FY201410$7.2 million81110.0%
FY20159$4.8 million801few loans
FY201613$6.2 million103023.1%
FY20176$7.4 million501few loans
FY20188$3.8 million611few loans
FY20198$5.7 million422few loans
FY20207$9.7 million205few loans
FY20215$7.8 million104few loans
FY20225$1.6 million203too recent for a share
FY20238$7.0 million305too recent for a share
FY20248$9.9 million008too recent for a share
FY202510$5.4 million0010too recent for a share
FY20266$9.6 million006too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California42511.9%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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