How have SBA loans in "Nursery, Garden Center, and Farm Supply Stores" turned out?
Of 2,110 loans approved in fiscal 2000 to 2021 (at least five years old), 321 (15.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. "Nursery, Garden Center, and Farm Supply Stores" appears on 2,148 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2024, $557.5 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
"Nursery, Garden Center, and Farm Supply Stores"Industry NAICS 444220 · 2,148 loans
15%of seasoned loans charged off
"Nursery, Garden Center, and Farm Supply Stores" appears on 2,148 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2024, $557.5 million in gross approvals.
Of 2,110 loans approved in fiscal 2000 to 2021 (at least five years old), 321 (15.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
30
$5.1 million
27
3
0
10.0%
FY2001
94
$22.5 million
80
14
0
14.9%
FY2002
116
$28.7 million
89
27
0
23.3%
FY2003
148
$22.6 million
119
29
0
19.6%
FY2004
170
$29.8 million
140
29
1
17.1%
FY2005
164
$25.3 million
136
28
0
17.1%
FY2006
169
$29.5 million
112
57
0
33.7%
FY2007
139
$18.4 million
89
50
0
36.0%
FY2008
103
$16.0 million
73
28
2
27.2%
FY2009
77
$17.9 million
71
6
0
7.8%
FY2010
87
$22.9 million
73
14
0
16.1%
FY2011
81
$19.1 million
70
7
4
8.6%
FY2012
75
$17.2 million
72
0
3
0.0%
FY2013
73
$34.8 million
67
1
5
1.4%
FY2014
80
$22.6 million
73
2
5
2.5%
FY2015
84
$21.2 million
72
9
3
10.7%
FY2016
93
$26.8 million
75
5
13
5.4%
FY2017
69
$34.1 million
49
5
15
7.2%
FY2018
57
$26.7 million
46
2
9
3.5%
FY2019
67
$24.9 million
49
2
16
3.0%
FY2020
52
$29.4 million
29
1
22
1.9%
FY2021
82
$48.6 million
36
2
44
2.4%
FY2022
29
$12.5 million
9
3
17
too recent for a share
FY2023
8
$746,500
0
2
6
too recent for a share
FY2024
1
$50,000
0
0
1
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
193
33
17.1%
Ohio
139
23
16.6%
Texas
129
31
24.0%
Pennsylvania
96
7
7.3%
New York
93
13
14.0%
Washington
82
7
8.5%
Florida
79
22
27.9%
Minnesota
73
10
13.7%
Missouri
71
12
16.9%
Massachusetts
67
10
14.9%
Michigan
62
6
9.7%
Wisconsin
62
9
14.5%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.