SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Motor Vehicle Parts (Used) Merchant Wholesalers turned out?

Of 222 loans approved in fiscal 2003 to 2021 (at least five years old), 43 (19.4%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Motor Vehicle Parts (Used) Merchant Wholesalers appears on 286 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $104.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Motor Vehicle Parts (Used) Merchant WholesalersIndustry NAICS 423140 · 286 loans
19%of seasoned loans charged off
  1. Motor Vehicle Parts (Used) Merchant Wholesalers appears on 286 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $104.0 million in gross approvals.
  2. Of 222 loans approved in fiscal 2003 to 2021 (at least five years old), 43 (19.4%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%58%Fiscal 2004: 3 of 13 loans charged off (23.1%)Fiscal 2006: 7 of 19 loans charged off (36.8%)Fiscal 2007: 15 of 26 loans charged off (57.7%)Fiscal 2008: 5 of 17 loans charged off (29.4%)Fiscal 2013: 0 of 12 loans charged off (0.0%)Fiscal 2015: 2 of 20 loans charged off (10.0%)Fiscal 2016: 0 of 12 loans charged off (0.0%)Fiscal 2017: 0 of 12 loans charged off (0.0%)Fiscal 2018: 0 of 13 loans charged off (0.0%)Fiscal 2020: 2 of 15 loans charged off (13.3%)Fiscal 2021: 1 of 10 loans charged off (10.0%)20042006200720082013201520162017201820202021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20036$1.5 million600few loans
FY200413$3.7 million103023.1%
FY20058$1.3 million620few loans
FY200619$4.3 million117136.8%
FY200726$2.4 million1115057.7%
FY200817$5.5 million115129.4%
FY20092$85,000020few loans
FY20109$3.0 million810few loans
FY20116$2.1 million510few loans
FY20129$1.9 million801few loans
FY201312$1.1 million12000.0%
FY20147$3.7 million520few loans
FY201520$7.6 million162210.0%
FY201612$8.9 million10020.0%
FY201712$1.6 million11010.0%
FY201813$4.8 million12010.0%
FY20196$6.6 million303few loans
FY202015$14.5 million62713.3%
FY202110$3.8 million51410.0%
FY202212$3.3 million408too recent for a share
FY202313$5.9 million409too recent for a share
FY202417$7.1 million3014too recent for a share
FY202513$5.7 million1012too recent for a share
FY20269$3.3 million009too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2003 to 2021)Charged offShare
California3638.3%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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