SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Miscellaneous Financial Investment Activities turned out?

Of 345 loans approved in fiscal 2001 to 2021 (at least five years old), 49 (14.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Miscellaneous Financial Investment Activities appears on 454 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $136.6 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Miscellaneous Financial Investment ActivitiesIndustry NAICS 523999 · 454 loans

14%of seasoned loans charged off

Miscellaneous Financial Investment Activities appears on 454 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $136.6 million in gross approvals.
Of 345 loans approved in fiscal 2001 to 2021 (at least five years old), 49 (14.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2001	3	$504,800	2	1	0	few loans
FY2002	9	$815,500	9	0	0	few loans
FY2003	13	$2.9 million	11	2	0	15.4%
FY2004	11	$486,000	7	4	0	36.4%
FY2005	29	$3.8 million	21	7	1	24.1%
FY2006	25	$2.0 million	20	5	0	20.0%
FY2007	29	$1.3 million	16	13	0	44.8%
FY2008	14	$1.0 million	7	7	0	50.0%
FY2009	15	$2.8 million	15	0	0	0.0%
FY2010	11	$2.0 million	11	0	0	0.0%
FY2011	8	$2.3 million	8	0	0	few loans
FY2012	15	$7.1 million	15	0	0	0.0%
FY2013	10	$2.4 million	9	0	1	0.0%
FY2014	13	$2.1 million	9	2	2	15.4%
FY2015	20	$13.1 million	19	0	1	0.0%
FY2016	23	$3.2 million	21	1	1	4.3%
FY2017	27	$7.8 million	16	3	8	11.1%
FY2018	21	$9.0 million	13	3	5	14.3%
FY2019	9	$3.1 million	6	0	3	few loans
FY2020	14	$11.5 million	8	0	6	0.0%
FY2021	26	$16.3 million	7	1	18	3.8%
FY2022	26	$13.5 million	7	2	17	too recent for a share
FY2023	24	$4.7 million	11	0	13	too recent for a share
FY2024	20	$6.1 million	2	0	18	too recent for a share
FY2025	24	$7.9 million	1	0	23	too recent for a share
FY2026	15	$8.9 million	0	0	15	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2001 to 2021)	Charged off	Share
California	44	8	18.2%
New York	33	5	15.2%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.