How have SBA loans in "Metal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers" turned out?
Of 712 loans approved in fiscal 2000 to 2021 (at least five years old), 61 (8.6%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. "Metal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers" appears on 818 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $312.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
"Metal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers"Industry NAICS 332812 · 818 loans
9%of seasoned loans charged off
"Metal Coating, Engraving (except Jewelry and Silverware), and Allied Services to Manufacturers" appears on 818 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $312.0 million in gross approvals.
Of 712 loans approved in fiscal 2000 to 2021 (at least five years old), 61 (8.6%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
7
$2.8 million
5
2
0
few loans
FY2001
28
$9.5 million
24
4
0
14.3%
FY2002
36
$7.3 million
35
1
0
2.8%
FY2003
29
$6.4 million
26
3
0
10.3%
FY2004
43
$10.0 million
38
5
0
11.6%
FY2005
59
$13.8 million
53
6
0
10.2%
FY2006
51
$7.3 million
40
11
0
21.6%
FY2007
34
$8.5 million
27
7
0
20.6%
FY2008
21
$4.3 million
18
2
1
9.5%
FY2009
25
$3.2 million
23
2
0
8.0%
FY2010
38
$10.4 million
35
2
1
5.3%
FY2011
38
$14.3 million
37
1
0
2.6%
FY2012
18
$7.2 million
18
0
0
0.0%
FY2013
43
$20.0 million
39
1
3
2.3%
FY2014
42
$19.0 million
39
1
2
2.4%
FY2015
28
$13.4 million
24
2
2
7.1%
FY2016
36
$21.4 million
30
2
4
5.6%
FY2017
37
$13.0 million
34
0
3
0.0%
FY2018
25
$16.1 million
18
2
5
8.0%
FY2019
31
$18.0 million
19
4
8
12.9%
FY2020
12
$4.3 million
6
3
3
25.0%
FY2021
31
$23.7 million
9
0
22
0.0%
FY2022
30
$20.7 million
9
1
20
too recent for a share
FY2023
17
$8.1 million
3
0
14
too recent for a share
FY2024
21
$6.0 million
2
1
18
too recent for a share
FY2025
25
$14.7 million
2
0
23
too recent for a share
FY2026
13
$8.3 million
0
0
13
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
77
6
7.8%
Wisconsin
64
3
4.7%
Minnesota
55
4
7.3%
Ohio
51
1
2.0%
Texas
43
3
7.0%
Pennsylvania
38
3
7.9%
Michigan
35
4
11.4%
Washington
33
8
24.2%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.