SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Marketing Consulting Services turned out?

Of 4,734 loans approved in fiscal 2001 to 2021 (at least five years old), 1,106 (23.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Marketing Consulting Services appears on 6,032 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $868.7 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Marketing Consulting ServicesIndustry NAICS 541613 · 6,032 loans
23%of seasoned loans charged off
  1. Marketing Consulting Services appears on 6,032 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $868.7 million in gross approvals.
  2. Of 4,734 loans approved in fiscal 2001 to 2021 (at least five years old), 1,106 (23.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%47%Fiscal 2001: 10 of 61 loans charged off (16.4%)Fiscal 2002: 7 of 83 loans charged off (8.4%)Fiscal 2003: 47 of 195 loans charged off (24.1%)Fiscal 2004: 78 of 295 loans charged off (26.4%)Fiscal 2005: 82 of 328 loans charged off (25.0%)Fiscal 2006: 136 of 363 loans charged off (37.5%)Fiscal 2007: 254 of 537 loans charged off (47.3%)Fiscal 2008: 218 of 460 loans charged off (47.4%)Fiscal 2009: 58 of 211 loans charged off (27.5%)Fiscal 2010: 21 of 149 loans charged off (14.1%)Fiscal 2011: 12 of 129 loans charged off (9.3%)Fiscal 2012: 12 of 131 loans charged off (9.2%)Fiscal 2013: 7 of 120 loans charged off (5.8%)Fiscal 2014: 15 of 175 loans charged off (8.6%)Fiscal 2015: 27 of 210 loans charged off (12.9%)Fiscal 2016: 29 of 254 loans charged off (11.4%)Fiscal 2017: 25 of 244 loans charged off (10.2%)Fiscal 2018: 28 of 248 loans charged off (11.3%)Fiscal 2019: 18 of 220 loans charged off (8.2%)Fiscal 2020: 9 of 151 loans charged off (6.0%)Fiscal 2021: 13 of 170 loans charged off (7.6%)20012003200520072009201120132015201720192021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200161$9.4 million5110016.4%
FY200283$6.7 million76708.4%
FY2003195$10.8 million14847024.1%
FY2004295$15.6 million21778026.4%
FY2005328$17.6 million24682025.0%
FY2006363$21.0 million227136037.5%
FY2007537$28.8 million283254047.3%
FY2008460$23.3 million242218047.4%
FY2009211$13.4 million15258127.5%
FY2010149$11.1 million12821014.1%
FY2011129$17.1 million1161219.3%
FY2012131$16.2 million1181219.2%
FY2013120$21.3 million110735.8%
FY2014175$31.2 million1581528.6%
FY2015210$20.6 million18027312.9%
FY2016254$29.4 million22229311.4%
FY2017244$33.3 million191252810.2%
FY2018248$40.8 million175284511.3%
FY2019220$36.8 million14718558.2%
FY2020151$32.9 million1009426.0%
FY2021170$61.3 million8413737.6%
FY2022185$51.2 million5423108too recent for a share
FY2023274$56.9 million4635193too recent for a share
FY2024373$97.3 million3722314too recent for a share
FY2025316$100.3 million213292too recent for a share
FY2026150$64.5 million10149too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2001 to 2021)Charged offShare
California76022429.5%
New York3648623.6%
Florida33410431.1%
Texas2615420.7%
Utah1997035.2%
Georgia1868043.0%
Massachusetts1852513.5%
Ohio1803117.2%
Illinois1765330.1%
New Jersey1753721.1%
Pennsylvania1582415.2%
Minnesota1381410.1%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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