SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Manufactured (Mobile) Home Dealers turned out?

Of 162 loans approved in fiscal 2000 to 2021 (at least five years old), 47 (29.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Manufactured (Mobile) Home Dealers appears on 163 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2022, $30.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Manufactured (Mobile) Home DealersIndustry NAICS 453930 · 163 loans
29%of seasoned loans charged off
  1. Manufactured (Mobile) Home Dealers appears on 163 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2022, $30.0 million in gross approvals.
  2. Of 162 loans approved in fiscal 2000 to 2021 (at least five years old), 47 (29.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%53%Fiscal 2002: 1 of 13 loans charged off (7.7%)Fiscal 2003: 8 of 15 loans charged off (53.3%)Fiscal 2004: 6 of 16 loans charged off (37.5%)Fiscal 2005: 7 of 16 loans charged off (43.8%)Fiscal 2006: 5 of 10 loans charged off (50.0%)Fiscal 2007: 10 of 22 loans charged off (45.5%)Fiscal 2010: 2 of 11 loans charged off (18.2%)2002200320042005200620072010
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20008$2.8 million620few loans
FY20017$1.6 million610few loans
FY200213$2.9 million12107.7%
FY200315$1.7 million78053.3%
FY200416$1.6 million106037.5%
FY200516$1.5 million97043.8%
FY200610$360,00055050.0%
FY200722$2.7 million1210045.5%
FY20085$552,900320few loans
FY20097$913,900610few loans
FY201011$3.6 million92018.2%
FY20114$275,300310few loans
FY20121$27,000100few loans
FY20134$760,000400few loans
FY20144$325,000400few loans
FY20153$500,000300few loans
FY20162$764,000110few loans
FY20175$1.0 million401few loans
FY20186$3.1 million501few loans
FY20191$150,000001few loans
FY20201$882,000100few loans
FY20211$50,000001few loans
FY20221$2.0 million001too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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