SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Maaco franchisees turned out?

Of 50 loans approved in fiscal 2014 to 2021 (at least five years old), 7 (14.0%) were charged off by the lender, against 6.5% across all 7(a) loans approved in those same years. Maaco appears on 82 SBA-guaranteed 7(a) loans approved from fiscal 2014 to 2026, $58.1 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

MaacoFranchise brand · 82 loans

14%of seasoned loans charged off

Maaco appears on 82 SBA-guaranteed 7(a) loans approved from fiscal 2014 to 2026, $58.1 million in gross approvals.
Of 50 loans approved in fiscal 2014 to 2021 (at least five years old), 7 (14.0%) were charged off by the lender, against 6.5% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2014	1	$354,000	0	1	0	few loans
FY2017	2	$2.2 million	2	0	0	few loans
FY2018	19	$8.6 million	10	1	8	5.3%
FY2019	9	$7.8 million	3	4	2	few loans
FY2020	12	$5.2 million	3	1	8	8.3%
FY2021	7	$5.9 million	3	0	4	few loans
FY2022	6	$4.3 million	1	0	5	too recent for a share
FY2023	7	$9.5 million	0	1	6	too recent for a share
FY2024	6	$2.4 million	0	0	6	too recent for a share
FY2025	6	$7.3 million	0	0	6	too recent for a share
FY2026	7	$4.5 million	0	0	7	too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.