SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Line-X franchisees turned out?

Of 103 loans approved in fiscal 2000 to 2013 (at least five years old), 13 (12.6%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years. Line-X appears on 103 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $12.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Line-XFranchise brand · 103 loans
13%of seasoned loans charged off
  1. Line-X appears on 103 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $12.3 million in gross approvals.
  2. Of 103 loans approved in fiscal 2000 to 2013 (at least five years old), 13 (12.6%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%17%Fiscal 2004: 1 of 11 loans charged off (9.1%)Fiscal 2005: 3 of 28 loans charged off (10.7%)Fiscal 2008: 2 of 12 loans charged off (16.7%)200420052008
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20001$45,000001few loans
FY20018$569,250800few loans
FY20028$559,300710few loans
FY20038$756,300710few loans
FY200411$1.3 million10109.1%
FY200528$3.5 million253010.7%
FY20069$975,300630few loans
FY20079$812,000621few loans
FY200812$1.4 million102016.7%
FY20104$225,000400few loans
FY20112$2.0 million101few loans
FY20122$75,000200few loans
FY20131$100,000100few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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