SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Lessors of Residential Buildings and Dwellings turned out?

Of 494 loans approved in fiscal 2000 to 2021 (at least five years old), 48 (9.7%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Lessors of Residential Buildings and Dwellings appears on 539 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $208.3 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Lessors of Residential Buildings and DwellingsIndustry NAICS 531110 · 539 loans

10%of seasoned loans charged off

Lessors of Residential Buildings and Dwellings appears on 539 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $208.3 million in gross approvals.
Of 494 loans approved in fiscal 2000 to 2021 (at least five years old), 48 (9.7%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2000	8	$3.5 million	8	0	0	few loans
FY2001	5	$1.9 million	5	0	0	few loans
FY2002	10	$1.5 million	10	0	0	0.0%
FY2003	8	$441,600	8	0	0	few loans
FY2004	18	$3.1 million	16	2	0	11.1%
FY2005	23	$1.9 million	20	3	0	13.0%
FY2006	43	$4.9 million	34	8	1	18.6%
FY2007	57	$5.4 million	40	17	0	29.8%
FY2008	27	$7.1 million	20	7	0	25.9%
FY2009	21	$8.3 million	20	1	0	4.8%
FY2010	13	$3.4 million	12	1	0	7.7%
FY2011	24	$20.2 million	24	0	0	0.0%
FY2012	15	$5.5 million	15	0	0	0.0%
FY2013	19	$6.5 million	17	0	2	0.0%
FY2014	24	$6.9 million	22	1	1	4.2%
FY2015	19	$6.2 million	15	1	3	5.3%
FY2016	43	$17.6 million	40	2	1	4.7%
FY2017	32	$10.4 million	27	3	2	9.4%
FY2018	21	$9.1 million	17	2	2	9.5%
FY2019	18	$12.3 million	12	0	6	0.0%
FY2020	15	$12.1 million	10	0	5	0.0%
FY2021	31	$27.9 million	14	0	17	0.0%
FY2022	19	$9.9 million	8	0	11	too recent for a share
FY2023	24	$22.3 million	7	2	15	too recent for a share
FY2025	1	$25,000	0	0	1	too recent for a share
FY2026	1	$25,000	0	0	1	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2000 to 2021)	Charged off	Share
New York	45	3	6.7%
California	37	6	16.2%
Texas	34	6	17.6%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.