SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Landscaping Services turned out?

Of 16,447 loans approved in fiscal 2000 to 2021 (at least five years old), 2,154 (13.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Landscaping Services appears on 20,661 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $3.7 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Landscaping ServicesIndustry NAICS 561730 · 20,661 loans
13%of seasoned loans charged off
  1. Landscaping Services appears on 20,661 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $3.7 billion in gross approvals.
  2. Of 16,447 loans approved in fiscal 2000 to 2021 (at least five years old), 2,154 (13.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%31%Fiscal 2000: 31 of 267 loans charged off (11.6%)Fiscal 2001: 39 of 404 loans charged off (9.7%)Fiscal 2002: 54 of 505 loans charged off (10.7%)Fiscal 2003: 115 of 795 loans charged off (14.5%)Fiscal 2004: 141 of 1,011 loans charged off (13.9%)Fiscal 2005: 311 of 1,437 loans charged off (21.6%)Fiscal 2006: 351 of 1,283 loans charged off (27.4%)Fiscal 2007: 360 of 1,160 loans charged off (31.0%)Fiscal 2008: 181 of 831 loans charged off (21.8%)Fiscal 2009: 54 of 463 loans charged off (11.7%)Fiscal 2010: 57 of 554 loans charged off (10.3%)Fiscal 2011: 37 of 583 loans charged off (6.3%)Fiscal 2012: 25 of 467 loans charged off (5.4%)Fiscal 2013: 20 of 507 loans charged off (3.9%)Fiscal 2014: 35 of 606 loans charged off (5.8%)Fiscal 2015: 44 of 850 loans charged off (5.2%)Fiscal 2016: 53 of 877 loans charged off (6.0%)Fiscal 2017: 55 of 919 loans charged off (6.0%)Fiscal 2018: 65 of 821 loans charged off (7.9%)Fiscal 2019: 60 of 700 loans charged off (8.6%)Fiscal 2020: 39 of 646 loans charged off (6.0%)Fiscal 2021: 27 of 761 loans charged off (3.5%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2000267$32.6 million23631011.6%
FY2001404$49.3 million3653909.7%
FY2002505$59.5 million44954210.7%
FY2003795$57.9 million679115114.5%
FY20041,011$88.5 million869141113.9%
FY20051,437$101.7 million1,124311221.6%
FY20061,283$79.3 million931351127.4%
FY20071,160$104.3 million796360431.0%
FY2008831$79.3 million647181321.8%
FY2009463$51.4 million40854111.7%
FY2010554$65.3 million49457310.3%
FY2011583$88.1 million5413756.3%
FY2012467$68.5 million4362565.4%
FY2013507$81.0 million4822053.9%
FY2014606$84.5 million56035115.8%
FY2015850$142.6 million76844385.2%
FY2016877$131.5 million78853366.0%
FY2017919$155.6 million758551066.0%
FY2018821$150.4 million620651367.9%
FY2019700$188.6 million449601918.6%
FY2020646$175.4 million399392086.0%
FY2021761$274.6 million406273283.5%
FY2022707$220.3 million22628453too recent for a share
FY2023876$265.6 million18315678too recent for a share
FY20241,072$302.9 million11912941too recent for a share
FY2025971$308.7 million511919too recent for a share
FY2026588$252.9 million70581too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
Ohio1,20312010.0%
Florida1,05324723.5%
Massachusetts982727.3%
New York952848.8%
California80915719.4%
Texas76814318.6%
Pennsylvania7527710.2%
Michigan6338813.9%
Minnesota587447.5%
Utah5266812.9%
Wisconsin515468.9%
New Jersey4846112.6%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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