SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Land Subdivision turned out?

Of 103 loans approved in fiscal 2003 to 2021 (at least five years old), 22 (21.4%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Land Subdivision appears on 109 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2023, $27.8 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Land SubdivisionIndustry NAICS 237210 · 109 loans
21%of seasoned loans charged off
  1. Land Subdivision appears on 109 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2023, $27.8 million in gross approvals.
  2. Of 103 loans approved in fiscal 2003 to 2021 (at least five years old), 22 (21.4%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20032$95,000110few loans
FY20046$1.6 million510few loans
FY20055$414,800320few loans
FY200617$2.0 million116035.3%
FY200715$1.6 million105033.3%
FY20084$121,700310few loans
FY20096$2.7 million510few loans
FY20106$698,500420few loans
FY20114$6.6 million220few loans
FY20123$60,000300few loans
FY20133$3.7 million300few loans
FY20141$150,000100few loans
FY20156$685,000600few loans
FY20163$705,800300few loans
FY20172$55,000200few loans
FY20181$25,000100few loans
FY20196$436,100600few loans
FY20206$1.3 million411few loans
FY20217$4.3 million205few loans
FY20223$440,000102too recent for a share
FY20233$170,000102too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

☆ Save