SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Kids R Kids franchisees turned out?

Of 86 loans approved in fiscal 2000 to 2013 (at least five years old), 9 (10.5%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years. Kids R Kids appears on 86 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $105.2 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Kids R KidsFranchise brand · 86 loans
10%of seasoned loans charged off
  1. Kids R Kids appears on 86 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $105.2 million in gross approvals.
  2. Of 86 loans approved in fiscal 2000 to 2013 (at least five years old), 9 (10.5%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%30%Fiscal 2002: 1 of 10 loans charged off (10.0%)Fiscal 2004: 3 of 10 loans charged off (30.0%)Fiscal 2005: 2 of 17 loans charged off (11.8%)200220042005
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20009$12.9 million720few loans
FY20017$8.0 million610few loans
FY200210$12.5 million71210.0%
FY20036$4.9 million600few loans
FY200410$13.5 million73030.0%
FY200517$27.3 million142111.8%
FY20063$2.5 million300few loans
FY20075$7.0 million500few loans
FY20084$1.5 million400few loans
FY20091$305,000100few loans
FY20103$697,200300few loans
FY20115$6.7 million500few loans
FY20124$5.1 million400few loans
FY20132$2.3 million101few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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