SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Junior Colleges turned out?

Of 31 loans approved in fiscal 2000 to 2018 (at least five years old), 5 (16.1%) were charged off by the lender, against 16.9% across all 7(a) loans approved in those same years. Junior Colleges appears on 36 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $15.6 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Junior CollegesIndustry NAICS 611210 · 36 loans
16%of seasoned loans charged off
  1. Junior Colleges appears on 36 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $15.6 million in gross approvals.
  2. Of 31 loans approved in fiscal 2000 to 2018 (at least five years old), 5 (16.1%) were charged off by the lender, against 16.9% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20007$2.1 million610few loans
FY20021$250,000100few loans
FY20032$258,025200few loans
FY20055$463,400410few loans
FY20061$25,000100few loans
FY20072$660,000200few loans
FY20092$475,000200few loans
FY20101$35,000100few loans
FY20113$240,000210few loans
FY20133$3.7 million210few loans
FY20141$1.6 million010few loans
FY20152$615,000101few loans
FY20181$940,000100few loans
FY20231$150,000001too recent for a share
FY20243$4.0 million003too recent for a share
FY20261$75,000001too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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