SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Jersey Mike's (Deli Restaurant) franchisees turned out?

Of 130 loans approved in fiscal 2000 to 2013 (at least five years old), 12 (9.2%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years. Jersey Mike's (Deli Restaurant) appears on 130 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $26.4 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Jersey Mike's (Deli Restaurant)Franchise brand · 130 loans

9%of seasoned loans charged off

Jersey Mike's (Deli Restaurant) appears on 130 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2013, $26.4 million in gross approvals.
Of 130 loans approved in fiscal 2000 to 2013 (at least five years old), 12 (9.2%) were charged off by the lender, against 20.2% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Charged-off share
FY2000	1	$136,000	1	0	few loans
FY2001	3	$402,500	3	0	few loans
FY2002	10	$1.8 million	7	3	30.0%
FY2003	11	$1.9 million	9	2	18.2%
FY2004	10	$1.8 million	7	3	30.0%
FY2005	16	$3.0 million	15	1	6.3%
FY2006	9	$2.0 million	7	2	few loans
FY2007	9	$1.4 million	9	0	few loans
FY2008	3	$724,700	2	1	few loans
FY2009	5	$936,200	5	0	few loans
FY2010	8	$1.4 million	8	0	few loans
FY2011	16	$4.3 million	16	0	0.0%
FY2012	11	$2.3 million	11	0	0.0%
FY2013	18	$4.4 million	18	0	0.0%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.