SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Janitorial Services turned out?

Of 6,824 loans approved in fiscal 2000 to 2021 (at least five years old), 1,378 (20.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Janitorial Services appears on 9,086 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $1.5 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Janitorial ServicesIndustry NAICS 561720 · 9,086 loans
20%of seasoned loans charged off
  1. Janitorial Services appears on 9,086 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $1.5 billion in gross approvals.
  2. Of 6,824 loans approved in fiscal 2000 to 2021 (at least five years old), 1,378 (20.2%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%45%Fiscal 2000: 10 of 81 loans charged off (12.3%)Fiscal 2001: 21 of 128 loans charged off (16.4%)Fiscal 2002: 25 of 210 loans charged off (11.9%)Fiscal 2003: 75 of 378 loans charged off (19.8%)Fiscal 2004: 95 of 455 loans charged off (20.9%)Fiscal 2005: 172 of 582 loans charged off (29.6%)Fiscal 2006: 218 of 567 loans charged off (38.4%)Fiscal 2007: 280 of 619 loans charged off (45.2%)Fiscal 2008: 141 of 406 loans charged off (34.7%)Fiscal 2009: 37 of 201 loans charged off (18.4%)Fiscal 2010: 19 of 185 loans charged off (10.3%)Fiscal 2011: 18 of 190 loans charged off (9.5%)Fiscal 2012: 10 of 173 loans charged off (5.8%)Fiscal 2013: 19 of 203 loans charged off (9.4%)Fiscal 2014: 14 of 234 loans charged off (6.0%)Fiscal 2015: 28 of 286 loans charged off (9.8%)Fiscal 2016: 40 of 357 loans charged off (11.2%)Fiscal 2017: 35 of 345 loans charged off (10.1%)Fiscal 2018: 46 of 356 loans charged off (12.9%)Fiscal 2019: 39 of 328 loans charged off (11.9%)Fiscal 2020: 22 of 255 loans charged off (8.6%)Fiscal 2021: 14 of 285 loans charged off (4.9%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200081$13.0 million7110012.3%
FY2001128$19.6 million10721016.4%
FY2002210$25.2 million18425111.9%
FY2003378$29.6 million30375019.8%
FY2004455$39.1 million36095020.9%
FY2005582$39.8 million409172129.6%
FY2006567$36.6 million349218038.4%
FY2007619$41.0 million339280045.2%
FY2008406$39.4 million264141134.7%
FY2009201$26.0 million16337118.4%
FY2010185$17.5 million16519110.3%
FY2011190$27.1 million1701829.5%
FY2012173$26.9 million1601035.8%
FY2013203$27.0 million1821929.4%
FY2014234$43.4 million2141466.0%
FY2015286$49.6 million2532859.8%
FY2016357$72.6 million301401611.2%
FY2017345$70.1 million259355110.1%
FY2018356$64.4 million228468212.9%
FY2019328$64.2 million1853910411.9%
FY2020255$71.8 million13822958.6%
FY2021285$100.1 million119141524.9%
FY2022310$103.9 million8528197too recent for a share
FY2023444$116.4 million6523356too recent for a share
FY2024556$118.7 million549493too recent for a share
FY2025581$146.8 million243554too recent for a share
FY2026371$93.2 million40367too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California74119726.6%
Texas4849118.8%
Florida48315231.5%
Massachusetts3345616.8%
Ohio3314313.0%
New York3157022.2%
Pennsylvania2875117.8%
Illinois2867325.5%
Michigan2123215.1%
Georgia2018441.8%
Utah1832111.5%
New Jersey1703721.8%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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