SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Interior Design Services turned out?

Of 2,632 loans approved in fiscal 2000 to 2021 (at least five years old), 609 (23.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Interior Design Services appears on 3,427 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $565.0 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Interior Design ServicesIndustry NAICS 541410 · 3,427 loans
23%of seasoned loans charged off
  1. Interior Design Services appears on 3,427 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $565.0 million in gross approvals.
  2. Of 2,632 loans approved in fiscal 2000 to 2021 (at least five years old), 609 (23.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%49%Fiscal 2001: 13 of 58 loans charged off (22.4%)Fiscal 2002: 9 of 82 loans charged off (11.0%)Fiscal 2003: 38 of 176 loans charged off (21.6%)Fiscal 2004: 32 of 183 loans charged off (17.5%)Fiscal 2005: 77 of 266 loans charged off (28.9%)Fiscal 2006: 105 of 278 loans charged off (37.8%)Fiscal 2007: 148 of 299 loans charged off (49.5%)Fiscal 2008: 73 of 190 loans charged off (38.4%)Fiscal 2009: 24 of 86 loans charged off (27.9%)Fiscal 2010: 13 of 68 loans charged off (19.1%)Fiscal 2011: 5 of 76 loans charged off (6.6%)Fiscal 2012: 2 of 60 loans charged off (3.3%)Fiscal 2013: 3 of 51 loans charged off (5.9%)Fiscal 2014: 6 of 78 loans charged off (7.7%)Fiscal 2015: 7 of 107 loans charged off (6.5%)Fiscal 2016: 10 of 121 loans charged off (8.3%)Fiscal 2017: 13 of 116 loans charged off (11.2%)Fiscal 2018: 15 of 121 loans charged off (12.4%)Fiscal 2019: 10 of 81 loans charged off (12.3%)Fiscal 2020: 3 of 64 loans charged off (4.7%)Fiscal 2021: 3 of 70 loans charged off (4.3%)20012003200520072009201120132015201720192021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20001$150,000100few loans
FY200158$10.2 million4513022.4%
FY200282$11.0 million739011.0%
FY2003176$11.0 million13838021.6%
FY2004183$10.9 million15132017.5%
FY2005266$18.9 million18877128.9%
FY2006278$20.6 million173105037.8%
FY2007299$21.1 million150148149.5%
FY2008190$17.7 million11773038.4%
FY200986$10.2 million6224027.9%
FY201068$8.0 million5513019.1%
FY201176$11.8 million71506.6%
FY201260$9.2 million57213.3%
FY201351$7.6 million47315.9%
FY201478$18.1 million66667.7%
FY2015107$12.5 million97736.5%
FY2016121$25.9 million1051068.3%
FY2017116$18.7 million87131611.2%
FY2018121$28.2 million84152212.4%
FY201981$16.3 million43102812.3%
FY202064$15.1 million403214.7%
FY202170$26.6 million343334.3%
FY202297$37.6 million25567too recent for a share
FY2023154$48.2 million296119too recent for a share
FY2024209$50.4 million223184too recent for a share
FY2025217$65.6 million51211too recent for a share
FY2026118$33.4 million00118too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California47814329.9%
New York2274921.6%
Florida1915327.8%
Texas1652716.4%
Massachusetts1082018.5%
Pennsylvania1001111.0%
Illinois943436.2%
Ohio851517.6%
Colorado792025.3%
Georgia732635.6%
Minnesota7345.5%
Maryland621422.6%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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