SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Inland Water Freight Transportation turned out?

Of 89 loans approved in fiscal 2000 to 2021 (at least five years old), 12 (13.5%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Inland Water Freight Transportation appears on 111 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $47.3 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Inland Water Freight TransportationIndustry NAICS 483211 · 111 loans
13%of seasoned loans charged off
  1. Inland Water Freight Transportation appears on 111 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $47.3 million in gross approvals.
  2. Of 89 loans approved in fiscal 2000 to 2021 (at least five years old), 12 (13.5%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20001$71,000100few loans
FY20012$458,700200few loans
FY20024$2.5 million310few loans
FY20034$700,000400few loans
FY20043$1.7 million300few loans
FY20051$50,000010few loans
FY20067$1.1 million430few loans
FY200713$1.7 million103023.1%
FY20085$1.1 million500few loans
FY20091$1.3 million100few loans
FY20105$722,700500few loans
FY201110$9.0 million91010.0%
FY20126$3.1 million600few loans
FY20134$1.3 million121few loans
FY20153$108,200300few loans
FY20175$3.1 million500few loans
FY20183$3.9 million201few loans
FY20195$2.7 million401few loans
FY20204$533,000310few loans
FY20213$2.1 million201few loans
FY20222$50,000200too recent for a share
FY20238$4.0 million206too recent for a share
FY20245$1.1 million104too recent for a share
FY20256$1.9 million006too recent for a share
FY20261$3.1 million001too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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