SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Hotels (except Casino Hotels) and Motels turned out?

Of 15,126 loans approved in fiscal 2000 to 2021 (at least five years old), 975 (6.5%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Hotels (except Casino Hotels) and Motels appears on 18,334 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $32.4 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Hotels (except Casino Hotels) and MotelsIndustry NAICS 721110 · 18,334 loans
6%of seasoned loans charged off
  1. Hotels (except Casino Hotels) and Motels appears on 18,334 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $32.4 billion in gross approvals.
  2. Of 15,126 loans approved in fiscal 2000 to 2021 (at least five years old), 975 (6.5%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%28%Fiscal 2000: 54 of 461 loans charged off (11.7%)Fiscal 2001: 69 of 612 loans charged off (11.3%)Fiscal 2002: 76 of 764 loans charged off (9.9%)Fiscal 2003: 48 of 621 loans charged off (7.7%)Fiscal 2004: 52 of 590 loans charged off (8.8%)Fiscal 2005: 79 of 593 loans charged off (13.3%)Fiscal 2006: 120 of 538 loans charged off (22.3%)Fiscal 2007: 133 of 475 loans charged off (28.0%)Fiscal 2008: 107 of 462 loans charged off (23.2%)Fiscal 2009: 44 of 329 loans charged off (13.4%)Fiscal 2010: 25 of 387 loans charged off (6.5%)Fiscal 2011: 25 of 667 loans charged off (3.7%)Fiscal 2012: 16 of 511 loans charged off (3.1%)Fiscal 2013: 17 of 714 loans charged off (2.4%)Fiscal 2014: 26 of 803 loans charged off (3.2%)Fiscal 2015: 18 of 863 loans charged off (2.1%)Fiscal 2016: 19 of 983 loans charged off (1.9%)Fiscal 2017: 14 of 1,034 loans charged off (1.4%)Fiscal 2018: 18 of 962 loans charged off (1.9%)Fiscal 2019: 8 of 782 loans charged off (1.0%)Fiscal 2020: 2 of 748 loans charged off (0.3%)Fiscal 2021: 5 of 1,227 loans charged off (0.4%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY2000461$368.2 million40554211.7%
FY2001612$493.3 million54069311.3%
FY2002764$638.2 million67876109.9%
FY2003621$494.9 million5654887.7%
FY2004590$486.4 million51952198.8%
FY2005593$457.3 million488792613.3%
FY2006538$459.8 million3831203522.3%
FY2007475$399.8 million3041333828.0%
FY2008462$429.6 million3141074123.2%
FY2009329$329.3 million266441913.4%
FY2010387$371.3 million33625266.5%
FY2011667$1.1 billion60525373.7%
FY2012511$838.6 million45816373.1%
FY2013714$1.3 billion60417932.4%
FY2014803$1.5 billion68826893.2%
FY2015863$1.6 billion700181452.1%
FY2016983$1.8 billion739192251.9%
FY20171,034$2.1 billion762142581.4%
FY2018962$2.2 billion616183281.9%
FY2019782$1.8 billion46583091.0%
FY2020748$1.7 billion44523010.3%
FY20211,227$3.0 billion61456080.4%
FY2022797$2.1 billion2711525too recent for a share
FY2023571$1.5 billion1021468too recent for a share
FY2024594$1.5 billion381555too recent for a share
FY2025682$1.9 billion201661too recent for a share
FY2026564$1.6 billion10563too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California2,324853.7%
Texas1,672945.6%
Georgia869445.1%
Washington622264.2%
Florida600335.5%
North Carolina558335.9%
Ohio501448.8%
Colorado497377.4%
New York495357.1%
South Carolina411379.0%
Michigan407379.1%
Indiana391338.4%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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