SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to Home Instead franchisees turned out?

Of 98 loans approved in fiscal 2016 to 2021 (at least five years old), 1 (1.0%) were charged off by the lender, against 6.5% across all 7(a) loans approved in those same years. Home Instead appears on 203 SBA-guaranteed 7(a) loans approved from fiscal 2016 to 2026, $159.7 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Home InsteadFranchise brand · 203 loans

1%of seasoned loans charged off

Home Instead appears on 203 SBA-guaranteed 7(a) loans approved from fiscal 2016 to 2026, $159.7 million in gross approvals.
Of 98 loans approved in fiscal 2016 to 2021 (at least five years old), 1 (1.0%) were charged off by the lender, against 6.5% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2016	1	$20,000	1	0	0	few loans
FY2017	1	$89,000	1	0	0	few loans
FY2018	15	$9.6 million	10	0	5	0.0%
FY2019	23	$17.4 million	18	0	5	0.0%
FY2020	24	$13.7 million	17	1	6	4.2%
FY2021	34	$24.6 million	16	0	18	0.0%
FY2022	33	$22.3 million	14	0	19	too recent for a share
FY2023	24	$29.1 million	7	0	17	too recent for a share
FY2024	14	$12.3 million	3	0	11	too recent for a share
FY2025	16	$12.3 million	0	0	16	too recent for a share
FY2026	18	$18.3 million	0	0	18	too recent for a share

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.