SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Home Health Care Services turned out?

Of 5,068 loans approved in fiscal 2000 to 2021 (at least five years old), 459 (9.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Home Health Care Services appears on 7,286 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $2.7 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Home Health Care ServicesIndustry NAICS 621610 · 7,286 loans
9%of seasoned loans charged off
  1. Home Health Care Services appears on 7,286 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $2.7 billion in gross approvals.
  2. Of 5,068 loans approved in fiscal 2000 to 2021 (at least five years old), 459 (9.1%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%21%Fiscal 2000: 4 of 46 loans charged off (8.7%)Fiscal 2001: 3 of 52 loans charged off (5.8%)Fiscal 2002: 2 of 64 loans charged off (3.1%)Fiscal 2003: 12 of 113 loans charged off (10.6%)Fiscal 2004: 13 of 135 loans charged off (9.6%)Fiscal 2005: 35 of 190 loans charged off (18.4%)Fiscal 2006: 54 of 261 loans charged off (20.7%)Fiscal 2007: 50 of 254 loans charged off (19.7%)Fiscal 2008: 35 of 251 loans charged off (13.9%)Fiscal 2009: 17 of 148 loans charged off (11.5%)Fiscal 2010: 18 of 215 loans charged off (8.4%)Fiscal 2011: 27 of 279 loans charged off (9.7%)Fiscal 2012: 15 of 209 loans charged off (7.2%)Fiscal 2013: 9 of 193 loans charged off (4.7%)Fiscal 2014: 14 of 256 loans charged off (5.5%)Fiscal 2015: 31 of 332 loans charged off (9.3%)Fiscal 2016: 26 of 373 loans charged off (7.0%)Fiscal 2017: 36 of 386 loans charged off (9.3%)Fiscal 2018: 17 of 349 loans charged off (4.9%)Fiscal 2019: 20 of 331 loans charged off (6.0%)Fiscal 2020: 11 of 264 loans charged off (4.2%)Fiscal 2021: 10 of 367 loans charged off (2.7%)20002002200420062008201020122014201620182020
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY200046$10.1 million42408.7%
FY200152$10.6 million49305.8%
FY200264$15.4 million62203.1%
FY2003113$16.0 million10112010.6%
FY2004135$16.1 million1221309.6%
FY2005190$16.4 million15535018.4%
FY2006261$33.4 million20754020.7%
FY2007254$31.7 million20350119.7%
FY2008251$53.1 million21435213.9%
FY2009148$35.3 million13017111.5%
FY2010215$45.4 million1941838.4%
FY2011279$65.8 million2432799.7%
FY2012209$57.3 million1871577.2%
FY2013193$59.2 million176984.7%
FY2014256$74.7 million2341485.5%
FY2015332$109.6 million28031219.3%
FY2016373$132.5 million32426237.0%
FY2017386$152.0 million29436569.3%
FY2018349$146.5 million24617864.9%
FY2019331$152.5 million22620856.0%
FY2020264$141.0 million15511984.2%
FY2021367$246.9 million152102052.7%
FY2022373$172.3 million11120242too recent for a share
FY2023373$202.5 million7321279too recent for a share
FY2024508$198.8 million475456too recent for a share
FY2025635$311.9 million270608too recent for a share
FY2026329$194.3 million30326too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California6747110.5%
Texas666649.6%
Florida3385716.9%
Ohio326237.1%
Pennsylvania252145.6%
Michigan239229.2%
Illinois1902111.1%
Minnesota186105.4%
Massachusetts16621.2%
New York153149.2%
Arizona148138.8%
Colorado11365.3%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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