SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Highway and Street Construction turned out?

Of 323 loans approved in fiscal 2000 to 2008 (at least five years old), 28 (8.7%) were charged off by the lender, against 24.3% across all 7(a) loans approved in those same years. Highway and Street Construction appears on 323 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2008, $99.8 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Highway and Street ConstructionIndustry NAICS 234110 · 323 loans

9%of seasoned loans charged off

Highway and Street Construction appears on 323 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2008, $99.8 million in gross approvals.
Of 323 loans approved in fiscal 2000 to 2008 (at least five years old), 28 (8.7%) were charged off by the lender, against 24.3% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Charged-off share
FY2000	76	$22.5 million	71	5	6.6%
FY2001	78	$30.6 million	71	7	9.0%
FY2002	76	$25.7 million	68	8	10.5%
FY2003	37	$8.1 million	33	4	10.8%
FY2004	35	$8.5 million	34	1	2.9%
FY2005	10	$1.7 million	9	1	10.0%
FY2006	7	$2.1 million	7	0	few loans
FY2007	3	$206,300	1	2	few loans
FY2008	1	$540,000	1	0	few loans

By state, where 30 or more loans are at least five years old

State	Loans (FY2000 to 2021)	Charged off	Share
California	42	2	4.8%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.