SBA loan outcome check · franchise brand · SBA data as of 30 September 2026

How have SBA loans to H & R Block franchisees turned out?

Of 36 loans approved in fiscal 2000 to 2010 (at least five years old), 3 (8.3%) were charged off by the lender, against 22.8% across all 7(a) loans approved in those same years. H & R Block appears on 36 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2010, $7.1 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

H & R BlockFranchise brand · 36 loans

8%of seasoned loans charged off

H & R Block appears on 36 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2010, $7.1 million in gross approvals.
Of 36 loans approved in fiscal 2000 to 2010 (at least five years old), 3 (8.3%) were charged off by the lender, against 22.8% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Charged-off share
FY2000	3	$257,750	3	0	few loans
FY2001	4	$459,500	4	0	few loans
FY2002	4	$814,500	3	1	few loans
FY2003	3	$278,700	3	0	few loans
FY2004	6	$1.2 million	6	0	few loans
FY2005	1	$100,000	1	0	few loans
FY2006	3	$710,000	2	1	few loans
FY2007	4	$1.1 million	4	0	few loans
FY2008	2	$650,000	2	0	few loans
FY2009	4	$965,800	3	1	few loans
FY2010	2	$537,500	2	0	few loans

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a franchise, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.