How have SBA loans in Graphic Design Services turned out?
Of 2,921 loans approved in fiscal 2000 to 2021 (at least five years old), 466 (16.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Graphic Design Services appears on 3,265 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $442.5 million in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Graphic Design Services appears on 3,265 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $442.5 million in gross approvals.
Of 2,921 loans approved in fiscal 2000 to 2021 (at least five years old), 466 (16.0%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
100
$15.4 million
87
13
0
13.0%
FY2001
113
$16.6 million
94
19
0
16.8%
FY2002
128
$13.1 million
122
4
2
3.1%
FY2003
193
$18.7 million
171
22
0
11.4%
FY2004
217
$18.5 million
193
24
0
11.1%
FY2005
247
$19.2 million
198
48
1
19.4%
FY2006
326
$23.8 million
234
90
2
27.6%
FY2007
271
$16.2 million
182
88
1
32.5%
FY2008
200
$21.3 million
133
64
3
32.0%
FY2009
118
$10.6 million
96
22
0
18.6%
FY2010
88
$8.6 million
73
15
0
17.0%
FY2011
74
$8.8 million
65
8
1
10.8%
FY2012
92
$12.6 million
87
3
2
3.3%
FY2013
89
$13.2 million
82
5
2
5.6%
FY2014
74
$12.4 million
71
2
1
2.7%
FY2015
126
$25.3 million
116
7
3
5.6%
FY2016
133
$28.2 million
114
8
11
6.0%
FY2017
100
$24.3 million
76
9
15
9.0%
FY2018
87
$21.0 million
60
10
17
11.5%
FY2019
50
$9.0 million
30
2
18
4.0%
FY2020
46
$10.2 million
32
1
13
2.2%
FY2021
49
$14.6 million
22
2
25
4.1%
FY2022
52
$11.1 million
9
2
41
too recent for a share
FY2023
66
$14.9 million
11
4
51
too recent for a share
FY2024
91
$19.5 million
7
2
82
too recent for a share
FY2025
95
$19.8 million
6
0
89
too recent for a share
FY2026
40
$15.6 million
0
0
40
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
California
443
78
17.6%
New York
300
53
17.7%
Florida
149
40
26.9%
Texas
142
18
12.7%
Ohio
137
16
11.7%
Massachusetts
121
12
9.9%
Pennsylvania
115
12
10.4%
Illinois
112
21
18.8%
Minnesota
88
13
14.8%
New Jersey
84
10
11.9%
Utah
82
10
12.2%
Indiana
77
14
18.2%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.