SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Gasoline Stations with Convenience Stores turned out?

Of 15,428 loans approved in fiscal 2000 to 2021 (at least five years old), 1,955 (12.7%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Gasoline Stations with Convenience Stores appears on 15,614 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $12.3 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Gasoline Stations with Convenience StoresIndustry NAICS 447110 · 15,614 loans
13%of seasoned loans charged off
  1. Gasoline Stations with Convenience Stores appears on 15,614 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $12.3 billion in gross approvals.
  2. Of 15,428 loans approved in fiscal 2000 to 2021 (at least five years old), 1,955 (12.7%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
  3. A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
0%29%Fiscal 2001: 143 of 812 loans charged off (17.6%)Fiscal 2002: 128 of 853 loans charged off (15.0%)Fiscal 2003: 98 of 849 loans charged off (11.5%)Fiscal 2004: 169 of 1,205 loans charged off (14.0%)Fiscal 2005: 262 of 1,303 loans charged off (20.1%)Fiscal 2006: 372 of 1,297 loans charged off (28.7%)Fiscal 2007: 337 of 1,167 loans charged off (28.9%)Fiscal 2008: 208 of 785 loans charged off (26.5%)Fiscal 2009: 51 of 322 loans charged off (15.8%)Fiscal 2010: 39 of 478 loans charged off (8.2%)Fiscal 2011: 29 of 615 loans charged off (4.7%)Fiscal 2012: 20 of 536 loans charged off (3.7%)Fiscal 2013: 27 of 606 loans charged off (4.5%)Fiscal 2014: 14 of 534 loans charged off (2.6%)Fiscal 2015: 18 of 621 loans charged off (2.9%)Fiscal 2016: 10 of 586 loans charged off (1.7%)Fiscal 2017: 9 of 579 loans charged off (1.6%)Fiscal 2018: 12 of 494 loans charged off (2.4%)Fiscal 2019: 3 of 497 loans charged off (0.6%)Fiscal 2020: 3 of 505 loans charged off (0.6%)Fiscal 2021: 3 of 783 loans charged off (0.4%)20012003200520072009201120132015201720192021
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval yearLoansApprovedPaid in fullCharged offNot yet resolvedCharged-off share
FY20001$790,000100few loans
FY2001812$426.6 million666143317.6%
FY2002853$498.0 million718128715.0%
FY2003849$423.3 million741981011.5%
FY20041,205$621.6 million1,0191691714.0%
FY20051,303$742.5 million1,0022623920.1%
FY20061,297$676.7 million8893723628.7%
FY20071,167$612.4 million7873374328.9%
FY2008785$484.6 million5302084726.5%
FY2009322$189.0 million254511715.8%
FY2010478$315.4 million40839318.2%
FY2011615$486.1 million54329434.7%
FY2012536$441.1 million47420423.7%
FY2013606$579.1 million50427754.5%
FY2014534$492.1 million46314572.6%
FY2015621$622.7 million52418792.9%
FY2016586$647.9 million471101051.7%
FY2017579$674.8 million42191491.6%
FY2018494$592.1 million357121252.4%
FY2019497$586.6 million32131730.6%
FY2020505$736.4 million30731950.6%
FY2021783$1.2 billion41333670.4%
FY2022144$207.4 million51291too recent for a share
FY202320$21.6 million6014too recent for a share
FY202411$12.0 million0011too recent for a share
FY20257$9.3 million007too recent for a share
FY20264$7.0 million004too recent for a share

By state, where 30 or more loans are at least five years old

StateLoans (FY2000 to 2021)Charged offShare
California2,6491786.7%
Texas2,4062038.4%
Georgia1,1281069.4%
Washington1,101797.2%
Illinois60611318.6%
Michigan58217830.6%
Wisconsin5416812.6%
Florida4107518.3%
Pennsylvania4089924.3%
New York3647721.1%
Indiana3563810.7%
Minnesota3456017.4%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.

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