How have SBA loans in Funeral Homes and Funeral Services turned out?
Of 2,914 loans approved in fiscal 2000 to 2021 (at least five years old), 130 (4.5%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Funeral Homes and Funeral Services appears on 3,446 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $2.7 billion in gross approvals. These are loans, not a rating.
Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.
Funeral Homes and Funeral ServicesIndustry NAICS 812210 · 3,446 loans
4%of seasoned loans charged off
Funeral Homes and Funeral Services appears on 3,446 SBA-guaranteed 7(a) loans approved from fiscal 2000 to 2026, $2.7 billion in gross approvals.
Of 2,914 loans approved in fiscal 2000 to 2021 (at least five years old), 130 (4.5%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.
share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year
Every approval year
Approval year
Loans
Approved
Paid in full
Charged off
Not yet resolved
Charged-off share
FY2000
28
$11.9 million
25
2
1
7.1%
FY2001
73
$38.4 million
69
3
1
4.1%
FY2002
114
$51.3 million
106
6
2
5.3%
FY2003
94
$30.4 million
81
11
2
11.7%
FY2004
137
$50.3 million
123
12
2
8.8%
FY2005
145
$54.8 million
128
12
5
8.3%
FY2006
104
$36.3 million
90
11
3
10.6%
FY2007
137
$45.7 million
106
24
7
17.5%
FY2008
107
$43.3 million
92
9
6
8.4%
FY2009
82
$39.5 million
68
8
6
9.8%
FY2010
117
$60.5 million
102
2
13
1.7%
FY2011
135
$92.9 million
114
5
16
3.7%
FY2012
166
$127.3 million
134
1
31
0.6%
FY2013
201
$198.5 million
159
3
39
1.5%
FY2014
169
$165.8 million
133
2
34
1.2%
FY2015
170
$158.4 million
118
2
50
1.2%
FY2016
165
$153.6 million
115
6
44
3.6%
FY2017
173
$176.3 million
113
5
55
2.9%
FY2018
187
$188.4 million
108
5
74
2.7%
FY2019
125
$138.8 million
57
1
67
0.8%
FY2020
124
$150.3 million
57
0
67
0.0%
FY2021
161
$191.3 million
43
0
118
0.0%
FY2022
118
$132.5 million
25
0
93
too recent for a share
FY2023
121
$102.1 million
15
1
105
too recent for a share
FY2024
105
$95.8 million
5
1
99
too recent for a share
FY2025
133
$138.1 million
2
0
131
too recent for a share
FY2026
55
$69.5 million
0
0
55
too recent for a share
By state, where 30 or more loans are at least five years old
State
Loans (FY2000 to 2021)
Charged off
Share
Texas
235
18
7.7%
Pennsylvania
203
12
5.9%
New York
194
11
5.7%
Ohio
165
11
6.7%
Michigan
162
2
1.2%
California
159
6
3.8%
New Jersey
121
3
2.5%
Illinois
121
8
6.6%
Wisconsin
101
3
3.0%
Indiana
90
3
3.3%
Florida
90
6
6.7%
Georgia
82
1
1.2%
US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.