SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Fresh Fruit and Vegetable Merchant Wholesalers turned out?

Of 732 loans approved in fiscal 2003 to 2021 (at least five years old), 154 (21.0%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years. Fresh Fruit and Vegetable Merchant Wholesalers appears on 859 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $343.7 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Fresh Fruit and Vegetable Merchant WholesalersIndustry NAICS 424480 · 859 loans

21%of seasoned loans charged off

Fresh Fruit and Vegetable Merchant Wholesalers appears on 859 SBA-guaranteed 7(a) loans approved from fiscal 2003 to 2026, $343.7 million in gross approvals.
Of 732 loans approved in fiscal 2003 to 2021 (at least five years old), 154 (21.0%) were charged off by the lender, against 15.7% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2003	30	$4.9 million	23	7	0	23.3%
FY2004	59	$9.6 million	43	16	0	27.1%
FY2005	66	$13.2 million	42	24	0	36.4%
FY2006	49	$4.3 million	28	21	0	42.9%
FY2007	56	$6.6 million	28	28	0	50.0%
FY2008	25	$7.8 million	17	8	0	32.0%
FY2009	32	$12.1 million	27	5	0	15.6%
FY2010	32	$9.1 million	27	3	2	9.4%
FY2011	45	$26.3 million	37	7	1	15.6%
FY2012	32	$13.8 million	30	1	1	3.1%
FY2013	45	$19.3 million	42	3	0	6.7%
FY2014	35	$22.4 million	27	4	4	11.4%
FY2015	49	$25.4 million	42	4	3	8.2%
FY2016	35	$14.7 million	34	0	1	0.0%
FY2017	39	$11.0 million	27	9	3	23.1%
FY2018	42	$27.9 million	33	6	3	14.3%
FY2019	22	$8.2 million	12	5	5	22.7%
FY2020	16	$16.4 million	13	0	3	0.0%
FY2021	23	$10.1 million	14	3	6	13.0%
FY2022	20	$12.5 million	2	0	18	too recent for a share
FY2023	28	$15.0 million	3	2	23	too recent for a share
FY2024	32	$25.2 million	3	1	28	too recent for a share
FY2025	29	$14.9 million	2	0	27	too recent for a share
FY2026	18	$12.9 million	0	0	18	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2003 to 2021)	Charged off	Share
California	209	38	18.2%
New York	92	26	28.3%
Florida	71	22	31.0%
Texas	38	4	10.5%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.