SBA loan outcome check · industry · SBA data as of 30 September 2026

How have SBA loans in Freestanding Ambulatory Surgical and Emergency Centers turned out?

Of 522 loans approved in fiscal 2001 to 2021 (at least five years old), 49 (9.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years. Freestanding Ambulatory Surgical and Emergency Centers appears on 630 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $510.3 million in gross approvals. These are loans, not a rating.

Not financial, legal or franchise advice. This page reports what the SBA's loan file records for SBA-guaranteed loans. A charge-off rate is not a rating of a brand or an industry, it does not predict a new loan, and a franchisee's loan is not a measure of the franchisor. Read the franchise's disclosure document and talk to a lender or an adviser before you borrow.

Freestanding Ambulatory Surgical and Emergency CentersIndustry NAICS 621493 · 630 loans

9%of seasoned loans charged off

Freestanding Ambulatory Surgical and Emergency Centers appears on 630 SBA-guaranteed 7(a) loans approved from fiscal 2001 to 2026, $510.3 million in gross approvals.
Of 522 loans approved in fiscal 2001 to 2021 (at least five years old), 49 (9.4%) were charged off by the lender, against 15.6% across all 7(a) loans approved in those same years.
A charge-off is a loan the lender wrote off. It is not a statement about the borrower, the brand or the franchisor, and it does not predict how a new loan will turn out.

share of this group's loans charged off, by approval year (years with 10+ loans)all 7(a) loans, same year

Every approval year

Approval year	Loans	Approved	Paid in full	Charged off	Not yet resolved	Charged-off share
FY2001	10	$1.6 million	9	1	0	10.0%
FY2002	15	$4.9 million	14	1	0	6.7%
FY2003	6	$2.3 million	6	0	0	few loans
FY2004	12	$1.8 million	8	4	0	33.3%
FY2005	20	$4.9 million	13	7	0	35.0%
FY2006	22	$7.3 million	19	3	0	13.6%
FY2007	21	$8.4 million	15	6	0	28.6%
FY2008	21	$10.9 million	16	4	1	19.0%
FY2009	23	$10.5 million	17	6	0	26.1%
FY2010	34	$16.1 million	32	2	0	5.9%
FY2011	33	$25.6 million	31	2	0	6.1%
FY2012	26	$14.2 million	23	2	1	7.7%
FY2013	39	$32.0 million	38	1	0	2.6%
FY2014	27	$23.7 million	25	1	1	3.7%
FY2015	44	$35.2 million	39	5	0	11.4%
FY2016	51	$31.5 million	45	1	5	2.0%
FY2017	26	$31.4 million	20	0	6	0.0%
FY2018	26	$24.4 million	20	3	3	11.5%
FY2019	26	$29.0 million	19	0	7	0.0%
FY2020	10	$9.7 million	8	0	2	0.0%
FY2021	30	$49.8 million	14	0	16	0.0%
FY2022	23	$31.6 million	12	0	11	too recent for a share
FY2023	27	$33.2 million	6	0	21	too recent for a share
FY2024	25	$33.1 million	4	0	21	too recent for a share
FY2025	22	$24.0 million	3	0	19	too recent for a share
FY2026	11	$13.0 million	0	0	11	too recent for a share

By state, where 30 or more loans are at least five years old

State	Loans (FY2001 to 2021)	Charged off	Share
Texas	90	7	7.8%
California	50	2	4.0%
Florida	36	3	8.3%

US Small Business Administration, 7(a) FOIA loan data as of 30 September 2026. SBA-guaranteed 7(a) loans only, aggregated; no borrower or lender is shown. SBA open data.

Where can you go from this record?

Open it in the check to search another brand or industry. Before you borrow for a business in this industry, read the FTC consumer guide to buying a franchise, the SBA guide to buying a franchise and SBA Lender Match.

Compiled and checked by Vincent Wesley Couey (ORCID 0009-0005-6869-308X) from the SBA 7(a) FOIA loan data, as of 30 September 2026. Not an official source.